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Why a Paint Consultation is Important Prior to Selling Your Home

By Ashley O'Shea, Newburyport.Com Correspondent
Owner & Principal, Ashley is a RESA Certified Home Stager located north of Boston, whose work has been featured on Chronicle and “Top 5 Most Stunning Houses to See this Weekend” by Boston Magazine. Most recent projects include a full interior design on a 3,200 square ft. luxury condominium in the Four Seasons Residence, One Dalton, Boston. Specializing in Luxury Home Shopping and Home Staging, Ashley is fiercely committed to creating beautiful homes, and providing the highest level of service with every project. She believes in being a part of the complete process, whether you’re preparing your home for sale, or creating the home of your dreams, Ashley provides fresh ideas and designs for your home. As the founder of Relux Decor, Ashley applies her extensive customer service and educational background in her every day potential from every home. This honest, passionate, outside of the box, design approach is what allows Ashley to excel at highlighting your home’s value, as well as, help you to transition through what can be an overwhelming process. In her spare time, Ashley enjoys spending time with her son, Elliot, or traveling.
Paint Consultation, Relux Decor, North Shore, MA, Color Consultation

Here at Relux Decor we assist with all aspects of home staging and Paint Consultations are our first recommendation when a client is getting ready to sell their home. Updating the interior and/or exterior paint selections of the home is worth the cost and often brings in up to 50% to 500% return on your investment depending on your real estate market. If you are thinking about selling your home, a color consultation is a great first step to get your property prepared.

What is a Paint Consultation? It’s an onsite meeting with one of our expert color consultants to assess the current color choices of the home. We make suggestions on which rooms need updating in order to have the greatest impact on potential home buyers. Paint consultations start at $150 for an in-home visit.

Why are Paint Consultations Important? Neutralizing a space is an efficient way to appeal to many audiences (in this case new home buyers). Neutral paint colors generally support all existing furniture colors, create a calming mood, and work well in any room. The right paint color
will work with any style home as well, whether it be traditional, contemporary, minimalist, or coastal to name a few. However, oftentimes paint colors are not what they appear to be on the tiny little swatch you bring home from the paint store. Natural and artificial light, along with placement, have a huge impact on how the color looks in your space. Paint consultations can eliminate any mistakes and save you money on having to repaint, before you commit the wrong color to your walls.

What if I’m not moving? Paint consultations are not just for those who are relocating. Color trends change and over time paint can become chipped, dirty, or faded. If you need help narrowing down your choices, or attaining that magazine worthy look, Relux Decor can help. Call us today to schedule an appointment!

A Bridge Loan Makes the Path to Your New Home Easier Than You Think

By Bill Palm, Newburyport.Com Correspondent VP, Senior Residential Loan Officer NMLS# 33986, Direct Phone (978) 462-1500
I’ve been helping people buy homes in the greater Newburyport area for almost 25 years. It’s rewarding to use Newburyport Bank’s competitive loan programs and rates to find the perfect loan product for each client. My specialty is construction/renovation lending and finding creative solutions for my clients. I’m a graduate of Salem State University, where I studied finance. In my free time, I boat, ski, watch the Bruins and Patriots, and spend time with my family.
Newburyport Bank
Bridge Loan from Newburyport Bank

Every day, countless people in our community purchase homes without knowing the financing programs available, including the bridge loan. Some are buying their very first, while others are closing on their dream retirement property. When you embark on the journey of buying a new home, there are important things you should know so you can do it well.

First off, everyone has different preferences, from the furniture you buy to the location you choose. You want everything to be perfect. Another area that should fit you just right is the financing. (So many decisions to make!) Be sure you know all your financing options including how a bridge loan works.

Often a certain loan can help you land the home you want—when you want it—without any type of contingency in place. For instance, Newburyport Bank offers something called a bridge loan for home purchase (aka contingency buster). As a lender who serves this community (including many friends, families and neighbors), I’m always reminding my clients that the journey to your new home doesn’t need a contingency.

What is a bridge loan?

Our bridge loan program allows a potential home buyer to use the equity in their current home as down payment toward the new home, without it being sold first. Since Newburyport Bank is a community bank, we’re really focused on serving the needs of homeowners who live right here in our communities. And a bridge loan has proven to be extremely useful.

Bridge loan financing is a transitory loan (meaning it’s temporary) that eliminates the need to present an offer on a new home with a contingency to sell your current house. Think of it as a bridge gap loan or short-term loan. It creates so many possibilities for homeowners who want to buy a home without the worry of having to sell their current house first.

Since our bridge loan eliminates the need to present an offer with a contingency to sell a current home, you have a better chance of getting your offer accepted—and the appropriate financing to support your new adventure.

With bridge loan financing, you:

  • Can present an offer without a contingency to sell current home
  • Can use the equity in your current home as down payment toward your new home, without it first being sold
  • Can qualify for a higher purchase price on the new home since no payment on the current home is used in qualifying; only the proposed new home payment is used in qualifying
  • Can avoid maxing out a mortgage on a current home by taking out a HELOC to purchase a new home
  • Can get a free recalculation of the principal and interest payment on the new home mortgage if you choose to use the additional equity realized from the sale of the old home to lower the payment; this removes the need and expense of refinancing

Buying a new home is like going on an exciting adventure! You don’t want anything to get in the way of achieving your homeownership dreams. As a lender who loves to support and guide people on this exciting journey, I don’t want anything to get in the way of your dreams, either.

The Biggest Financial and Non-Financial Benefits of Owning A Home

In the midst of a global pandemic, our homes have become much more than a space that provides a roof over our heads. We’ve experienced sheltering in place for several months, so having a place we can call our own has become invaluable. For many, our homes have also turned into our workspaces and even schools for our children.

Moreover, a recent survey by Gallup just ranked real estate as the best long-term investment among several options—with 41 percent of Americans seeing it as superior to stocks, gold, savings accounts, and bonds.

But unlike other investment options where the benefits are purely financial, owning a home provides both financial, non-financial, and social advantages that allow every homeowner to take great pride in. As National Homeownership Month kicks off this June, we’ll cover some of those benefits that will hopefully make you more excited to kickstart your homeownership journey, or even celebrate if you already have a place to call your own.

Building equity

Home equity refers to the value of your property that “you truly own.” It is your property’s current market value minus the amounts owed on any mortgages or liens against the property. Owning a home builds equity because equity grows with each payment you make toward your mortgage, which brings you closer to owning more of your home. It’s opposed to making monthly payments to your landlord if you’re a renter, where you will own nothing no matter how long you stay there. Performing routine maintenance on your home and other renovations that help increase its resale value is also another way to build equity.

Your home equity is a form of forced savings that is essentially part of your net worth, which means you’re preparing for your future since you can use it down the road to help you accomplish other huge financial goals.

 

Helps build a strong credit history

A mortgage is considered “good debt” so as long as you’re consistently making your monthly loan payments on time, you are showing to other lenders that you are a good borrower. This helps to build your credit and proves your credit-worthiness, which can be helpful when you may want to consider other loans in the future, such as for buying a car, remodeling your home, or getting a business loan. It’s an additional perk that many buyers may not consider at first but will prove to be beneficial later on.

 

 

Better control and stability over housing-related costs

One of the most significant financial benefits of being a homeowner, and the biggest advantage versus being a renter, is that you will have better control over your monthly housing payments. Unlike rent costs that continue to go up each year, you’ll have peace of mind knowing that your monthly mortgage payments remain relatively steady despite rising interest rates and periods of inflation, especially if you have a fixed-rate mortgage where the cost of your home is locked in for the term of your loan.

Other costs of owning a home like property taxes and insurance premiums may fluctuate, but this doesn’t typically happen as often as rising rents. You can also choose to install energy-efficient appliances and features that can help save you thousands of dollars in utility bills every year. With this kind of control, you can budget accordingly and make better short- and long-term financial decisions.

 

Tax deductions

Another financial perk of being a homeowner is that you qualify for many tax deductions and tax credits. To make it clear, a tax deduction reduces your adjusted gross income, which in turn reduces your tax liability. Meanwhile, credits represent money taken off of your tax bill.

While we won’t elaborate on them further, the most common tax deductions for homeowners include:

 

 

  • Mortgage interest

  • Points

  • Real estate taxes

  • Private Mortgage Insurance (PMI)

  • Home office deduction

  • Medically-necessary home improvements

  • Capital gains tax exclusion

On the other hand, tax credits may be available for those who were issued a Mortgage Credit Certificate (MCC). You can also check if your state offers tax credits or rebates for energy efficient-improvements you’ve made to your home.

Increased privacy and security

In the 2020 National Housing Survey from Fannie Mae, one of the top three reasons Americans value homeownership is because it helps them achieve a sense of privacy and security. Unlike when living in an apartment where you often have to deal with thin walls and be able to hear almost every move of your neighbors, you are less likely to experience this when you own a home. You are also more likely to have the same neighbors for many years, increasing trust among the community. Moreover, privacy and security were proven to have become even more valuable as we’ve dealt with the challenges of the recent health crisis.

 

Freedom and control over your living space

Owning a home means you have a space that is uniquely yours. You have the freedom to customize it to your liking; accomplish renovations to make your home look exactly how you want it. In the National Housing Survey mentioned above, 91 percent of respondents said homeownership could help them achieve control over what they do with their living space.

Many renters have rules and limitations over the color they can paint the rooms or changes they can make to the appearance of their living spaces to make it feel like home, or even against having pets. But when you own, you’re free to create the space you want and renovate how you see fit (but still within the boundaries of your homeowner’s association and local zoning rules). It’s a liberating feeling that can never be taken for granted, especially if you’ve been a long-time renter first before finally owning your space.

Increased civic participation

Unlike their renter counterparts, homeowners often settle in their area for longer periods and don’t have to worry about moving anytime soon. This in turn adds a certain degree of stability to the neighborhood. With their stronger connection to their community, homeowners are often more committed to volunteer work. They are likely to contribute to the maintenance of their properties and surrounding areas. They are also more likely to get involved in community organizations and build relationships with other people in their neighborhood, potentially leading to an overall increase in civic participation.

 

 

Pride of ownership

The feeling of accomplishment and the sense of pride that comes along with homeownership is something that can never be underestimated. In the Fannie Mae survey, 87 percent of consumers believe owning a home is important to “living the good life.” Having a place where you can settle and raise your family, make memories, celebrate holidays and other special occasions, and spend time with family and friends is an important milestone that contributes to your overall health and well-being, which ultimately leads to a better quality of life. This sense of stability and life satisfaction is the reason why homeownership continues to represent the American dream for thousands of families each year.

Architectural Drawings: How to Turn Great Ideas into a Buildable Plan

By Mindi Poston Gay, Newburyport.Com Correspondent
Mindi is Principal Architectural Designer, Assoc. AIA and has been practicing architecture and interior design for over 25 years. She’s a graduate of the Boston Architectural College (BAC) with a degree in Architecture and has worked in renowned architectural firms including Payette Associates, EGA Architects, Carpenter & MacNeille Architects, Essex, MA, and TMS Architects. Her work has been featured in Architectural Digest, Design New England Magazine, New England Home Design Magazine, North Shore Magazine, Newburyport Magazine, The Boston Globe, USA Today Home Magazine, as well as Apartment Therapy, Discovery Channel and Planet Green Channel.
MPG Home Design
Architectural Drawings, Newburyport

Architectural drawings are the bridge between your vision and an actual plan that you can use for cost estimation, permitting and construction. Whether it’s a simple bathroom remodel, a kitchen renovation, or a more extensive home addition, design drawings are critical to success.

In technical terms, architectural drawings are a graphical representation using lines and symbols that follow specific protocols based on scale and proportion. In their most complex form, architectural drawings incorporate structural engineering details, electrical plans, framing plans, window & door schedules, and precise measurements for all aspects of construction.

What are the steps to create architectural drawings?

The first step in the design process is to capture the Existing Conditions, sometimes called “as-built” plans. Unless you purchased your home with drawings, the existing conditions need to be documented to create a baseline model. All relevant measurements are imported into a CAD software program. Computer Aided Design (CAD), has replaced hand drafting as an essential way to create, modify, analyze, and optimize the architectural design process.

Once the Existing Conditions have been established, it’s time for Schematic Design. This is a highly conceptual phase dedicated to exploring the overall use of the space, massing, circulation and functional relationships of the project components.

The architectural plans may start “sketchy” until multiple options are refined for comparison. A single design may emerge as the best solution. More often, components from several design options are pulled together to create a hybrid approach.

A complete Schematic Design set includes site plans, floor plans, elevations, sections, and 3D renderings. What was once limited to your imagination is now brought to life both digitally and in print.

Do you really need architectural drawings?

Smaller projects may not require formal construction documentation, however, just about every home design project can benefit from a cursory design exercise. Drawings provide answers about space utilization, materials, flow, light, storage and the connection with new or existing systems.

What’s more, a thorough set of architectural plans gives you what’s needed for both pricing and permitting. By submitting drawings, general contractors know that you’re committed to the project and they’re empowered to provide more accurate estimates to help you determine financial viability.

In the long run, a well-crafted design set saves both time and money by helping you avoid specification “gotchas” and missed opportunities to improve your lifestyle. Almost every client who skips this step in the name of savings, ends up paying more in the end.

If you want to get the most from your construction investment, take the time to have thoughtful architectural drawings created for your project. Set yourself up for success by contacting MPG Home Design, 978-255-1515.

How to Compare Moving Companies – Moving Tips

By Heather McDonald, Newburyport.com Correspondent
Heather is the Office Manager for Ferrick Bros. Moving Company. From start to finish Heather gathers all important details about client moving needs, she sends quotes and executes contracts. She helps coordinate move logistics and convey important client needs to the folks facilitating the moves. Heather is there to help answer questions, confirm critical details and she is there in the end to follow up with clients and gather feedback about their moving experience.
Ferrick Brothers Moving Company
Comparing Moving Companies, Moving Tips Newburyport

Moving is already a challenging task, so make your big day go as smoothly as possible and compare moving companies before selecting one. While cost is always an important factor, sometimes the “best deal” ends up with a u-haul pulling up on moving day, three hours late, with a rag tag crew handling your goods. Inastead, follow these simple moving tips to make sure you get the services you should not only expect, but deserve.

 

  • Moving Tip #1: A real moving company never minds coming out to do an onsite estimate, this will be one of your most important moving tips. Although some jobs are very easy to quote on the phone, you as the customer, deserve an onsite estimate if you desire it.
  • Moving Tip #2: Ask for certificates of insurance. One of the most important certificates is Workers’ Comp, a perfect example of why you should compare moving companies. Many companies who expect cash payment for services rendered do not have Workers’ Comp. If one of their workers get injured on the job, you could be on the hook.
  • Moving Tip #3: Always make sure the company has their own vehicles. The best way to do this is to check to see if they have a certificate proving an auto insurance policy. Ask the company to cc’ you an email with their insurance company who should be able to answer questions and provide you with the certificate.
  • Moving Tip #4: Make sure to sign a contract and put a deposit down for the services you are expecting on moving day. One of our top red flag moving tips, no contract means no commitment on your moving company’s part. Giving a deposit via check or credit card is your best assurance that you have chosen a company who is committed to getting your move done.
  • Moving Tip #5: Last but not least, one of the best ways to compare moving companies is to do a quick Google search with the owner’s name and the company name in the search bar. Check reviews to see how customers fared with the company, the good and the bad!

 

Follow these simple moving tips to compare moving companies and you’ll be home sweet home without the headaches on your next move!

If you’re planning an upcoming move please consider giving a call to Ferrick Bros. Moving Company, the earlier the better. We are able to provide our most competitive pricing when customers contact us early in the moving process.  We welcome the opportunity to give you peace of mind about your upcoming move and work very hard to ensure a very positive experience on moving day.

Monitor Your Credit Score & Improve Your Mortgage Rate

By Bob Pezzella NMLS# 112811, Residential Mortgage Services, NMLS#1760 Equal Housing Opportunity
Why Bob Pezzella for your mortgage needs? Because my 26 years of lending experience coupled with the lending powerhouse that is Residential Mortgage Services, Inc. (RMS) we will streamline your mortgage and home buying process. After the crazy rate fluctuations of the late 1990s through the tumultuous 2000’s first decade and beyond I have navigated the mortgage process every step of the way for my clients. I pride myself on a thorough, consultative approach to understanding customer needs and goals and match your criteria with the parameters of available down payment monies and income level. Whether it makes sense to make a smaller or larger down payment, help raise a credit score, or pay off / refinance current debt, I will find the mortgage solution that is right for you. I will help you evaluate the array of mortgage options from the traditional 30-year fixed rate, through the various state housing programs to the government programs FHA, VA, USDA and together Residential Mortgage Services, Inc. (RMS) and I will guide you home! There is no affiliation between Residential Mortgage Services and any other company.
Residential Mortgage Services, Inc.
credit score, Residential Mortgage Services, Newburyport, MA

I left off last time talking about how important it is to “be prepared” with respect to having your credit in order prior to applying for home financing.  Your credit score is so critical to your qualifying loan options and corresponding Annual Percentage Rate (APR) I feel compelled to briefly revisit the topic given the time of the year and recent political events.

We have just come through the holiday shopping season and many of us took advantage of large discounts at the cash register simply for agreeing to open a new store credit card.  Although the savings was great, these transactions inevitably lower your credit score:

  • The credit inquiry itself lowers your score.
  • The amount borrowed compared to the limit set by the store can further lower your score.
  • The number one zinger is if the store got your billing address incorrect when the cashier was keying your information in to the computer. Zip code or street number off by a digit and your bill goes to the wrong address, you potentially forget about the new account and miss a payment.

Please, exercise extreme due diligence in tracking down any of these new accounts and make sure these new bills get paid in a timely manner!

Recent national events are costing us more money too. Regardless of your political affiliation, national politics has affected the cost of borrowing money. The result of the presidential election  has  strengthened a bull market, trading off the idea that lower personal and corporate income taxes will stimulate the economy, coupled with the belief that deregulation has been constraining growth. The Dow Jones Industrial Average (DOW)  is flirting daily with a record 20,000-point level and the Federal Reserve Board (FED) raised its benchmark interest rate recently for just the second time since the financial crisis of 2008. These factors have helped inch up home interest rates costing new mortgage customers more money per month. Although there is little we can do about these national events, you can protect and monitor your credit scores ensuring that you qualify for the best interest rate available.  Consider this: a half- point difference in APR on a 30-year fixed rate $300,000.00 mortgage can cost $88.00/month more in your payment, $1,056.00/year and $31,680.00 more if you were to stay in the mortgage for the life of the loan.

Friends, my message here is very simple. Although credit is not the only qualifying lending criteria, good credit helps you qualify for the best rates and programs. If you need a hand assessing your credit and your qualifying criteria, I would be more than happy to assist you!

Design and Renovate your Basement

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design
Design, Newburyport MA

Design and renovate your Basement creating a multi-use retreat for your family.  After plowing through winter and spending so much more time at home you may decide the basement can be renovated to include more storage space, entertainment, and a new exercise room. Meeting with your Interior Architect which is your Interior Designer to discuss your ideas on how to renovate your basement!

How about a storage space for luggage or winter clothes? Or adjacent to your exercise room with your new Peleton and yoga home studio you might want to add an additional bathroom?

There are so many ideas that can be compartmentalized easily in a basement it like extra space you never realized you had available.

Your basement might walk out to the backyard and the idea of a prep kitchenette might also be an idea for your basement renovation.  A beverage fridge or even an icemaker and small fridge can help you get the burgers made and ready to go on the grill as soon as the weather warms.

These days your wildest ideas are not so wild anymore and sitting down with your Interior Designer to develop a plan that will become your construction documents for the General Contractor your Interior Designer vets while managing your project and construction administration will make your project a smooth experience. You see your Interior Designer is your Interior Architect for the inside of your home.

So, creating another hang out space for your family to entertain and workout will expand your home value. Design and renovate your Basement to include a workbench or arts and crafts area for your children’s school projects will give your kitchen table a break!

If you are thinking of any renovation or redesign for your home, Worthington Interior Design has well over 25 years creating more livable and well- designed homes as well as workable office and commercial space. So, get in touch Worthington Interior Design 617-633-3005 and let us design and renovate your Basement, Office, or Retail space! Happy Spring!

View more Interior Design blogs!

Updating the Outside of Your Home

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design
Worthington Interior Design Hydrangeas in front of White House

Updating the Outside of your home is as important as the inside now that Spring is upon us! Take an inventory of your wood or brick siding, fences, driveway, windows, and doors!

As an Interior Designer for the inside of your home we are equally concerned with your home from the outside as well. Do you need some painting, staining or even a new roof?  It ALL MATTERS and now updating the outside of your home will keep your home and your value going up and up!

Painting, try a fresh new color and adding shutters or installing new windows so the fresh air can keep you COVID-19 safe is paramount these days.

Lighting as we always say is the probably the most important aspect of your home! Outside lighting for ‘way-finding’ or ambiance has so many options these days. As we live near the coast and the salt air can wreak havoc with many metals used outside. However, many companies are offering their designs in ‘marine-grade’ products, so just ask. Using a copper just remember it will patina to a green or verde finish over time!

This leads me to hardware companies like Baldwin and Classic Brass are both quality companies that will make your front or back door stand out and last for years. We refer to this as your ‘door jewelry’ and we can never have enough beautiful jewelry!

So how did your walkways and steps weather the New England winter? Updating the outside of your home’s walks can mimic a pattern you have on your home, so it brings continuity to your home. Using granite outside in New England is forever and you will be glad you spent the extra money to get durable products.

Windows are always an item that can keep your energy bills in line. If you had some window issues this past winter addressing them now will bring you peace of mind.

So, step it up and begin updating the outside of your home for 2021! View more interior and exterior design tips from local experts at Worthingington Interior Design.

Call Early for Your Moving Services Estimate – Enjoy Big Savings!

By Heather McDonald, Newburyport.com Correspondent
Heather is the Office Manager for Ferrick Bros. Moving Company. From start to finish Heather gathers all important details about client moving needs, she sends quotes and executes contracts. She helps coordinate move logistics and convey important client needs to the folks facilitating the moves. Heather is there to help answer questions, confirm critical details and she is there in the end to follow up with clients and gather feedback about their moving experience.
Ferrick Brothers Moving Company
moving services

Most people and businesses planning their next move tend to forget something really important before they’ve even gotten started: a moving services estimate. Whether you’re planning a same-city “mini-move” or a long-distance relocation, calling early for a moving-services estimate could save you a lot of money – up to 50% on moving costs, in fact.

Ferrick Bros. Moving Company is a family-owned regional moving company serving commercial, residential, and industrial customers in the Newburyport area and beyond. As a locally owned and operated moving and storage company, Ferrick Bros. offers highly competitive pricing compared to national chains.

Be sure to get your FREE Moving Services Estimate as soon as you begin the moving process! Visit our website for a same-day online estimate or, for best accuracy, we’ll come to you. Online estimates are not as accurate as getting a quote from the owner, Bob Ferrick, either on the telephone or a free, in-house estimate.

Click here to get your moving coupons from Ferrick Bros!

  • $25 off any job between $500-$999
  • $50 off any job between $1,000-$2,000
  • $100 off any job over $2,000

Call us anytime 24/7 at 1-978-476-4229 for additional cost-saving moving services and storage tips. Same-day service available.

Ferrick Bros. also provides packing, unpacking, and pad-wrap services, and free boxes and other packing supplies are available upon request. We also understand that some moves require storage options as well. Ferrick Bros. offers furniture storage and portable storage facilities to fit any storage need.

Let Ferrick Bros. Moving Company do your heavy lifting for relocating your business office and equipment, moving into a new house or apartment, and/or transporting your specialty items with care.

Our strong reputation in the Newburyport area reflects our emphasis on best value and excellent customer service. Call or visit us online now to find out how much you could save on your next big move. You can’t afford not to!

Providing Cool Air Conditioning Comfort to our Community!

By Charity Lombardi-Simard, Newburyport.Com Correspondent
Charity is president of Lombardi Oil & Gas. She is second generation in the family business that was started by her father in the 1950’s. Her interest in the industry is the continued evolution and fast-paced movement into cleaner and more efficient energy. Her vision for the business is to maintain a personal culture with the community and to provide options and service to those that heat with fuel – with focus on hi-efficiency equipment, use of new technologies and Biofuel delivery. In her personal time, Charity is active in the Icelandic Horse Community, with 2 of her own. She travels regularly to Iceland to train and supports promotion of the breed in the US.
Lombardi Oil & Gas
Air Conditioning, Newburyport MA

Air Conditioning used to be a luxury, but modernized homeowners are more reliant on cooler drier air. Higher efficiency options allow for comfort with less operational costs as well as creative solutions for style and decor. In addition to making everyday life more comfortable, air conditioning does much more for homeowners.

 

 

  • Air Conditioning continuously filters and circulates indoor air, removing airborne allergens, pet dander, pollen, pollutants and more. For those with respiratory conditions or sensitive allergies, HEPA filters and air purification systems work alongside air conditioning units to bring needed relief.
  • Air conditioning dehumidifies the air as it cools. This is important because humidity inhibits the ability of our bodies to self-regulate temperature, and it makes cooled indoor spaces feel clammy and smell musty.
  • Many modern air conditioning offers multiple fan settings, making it possible to filter and circulate indoor air even when the Air Conditioning isn’t actively cooling helping homeowners strike a balance between cleaner air and lower energy bills.
  • Smart Thermostats, the latest in thermostat technology, make it easier than ever to control air conditioning energy use. These thermostats can be controlled from anywhere using your smartphone, and they provide the most user-friendly interface for setting up detailed cooling schedules that will save you money.
  • As an alternative to central air systems, DUCTLESS Air Conditioning & HEAT PUMP units are Great for older homes, renovated spaces and targeted cooling and heating needs – and can provide added value with savings up to 30% in heating costs.
    • Whisper Quiet
    • Quick & Easy Install
    • Year-round efficiency
    • Wi-Fi compatible
    • Wall, ceiling or floor mounted
    • Aggressive rebates available for new installations

Some suggestions to keep your Air Conditioning system running at peak performance:

Keep your outdoor condenser free from leaves and brush. Sometimes you may want to hide the outdoor unit, however, please make sure to leave sufficient room around the whole unit, for proper air circulation on top and sides.

Change the filter regularly. Your air conditioner breathes through its filter, and when that filter becomes clogged, your AC unit struggles. A dirty filter can cause your fan to wear out prematurely and can sharply increase your energy use. Make a habit of replacing these on time!

Tune up your AC unit annually. Annual maintenance from a licensed technician is the only way to get your system ready for the cooling season. You’ll experience fewer breakdowns, lower energy bills and a longer life for your air conditioner.

Consider an Air Conditioning maintenance plan. The plan will cover an annual tune-up – and give you 15% off any parts and labor.

If you experience any disruptions in your cooling system, or have interested in upgrading to high efficiency or ductless, we are happy to help!

Customer satisfaction is important to us. We will offer the best value, with reliable, quality Air Conditioning service and installation and top of line expertise, to increase your comfort, convenience and safety. Call Lombardi Oil & Gas anytime to see how we can help you 978-465-7200 * Lombardioil.com!

Home: Our Nest, Our Pad, Our Abode, Our Digs

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design

Home: Our Nest, Our Pad, Our Abode, Our Digs are all affectionate ways to refer to our sanctuary. Now that we have all endured an exceptionally long stretch at home you may have come to realize your house needs some Interior Design Attention.

Since the weather is cooling down and we are all going to be spending even more time at Home: Our Nest, Our Pad, Our Abode, Our Digs the walls may need a new coat of paint or even you might dare to try some wallpaper in the powder room? Your sofa may need a new fabric, your favorite chair may need replacing with a much more comfortable Lee Relaxor ?

Each room in your home may need a little “Tszuj” as Carson Kressley says, “Give it a little flare!”We at Worthington Interior Design are all about making a few little design changes to your Home: Our Nest, Our Pad, Our Abode, Our Digs to get a big result!

As simple as painting our chimney after it was repointed; has given our home a fresh new look. Interiors of your home is so personal and whether you like plaids, florals or solids we can turn a room in your home into a stunning new place to read, or have cup of coffee or simply view your yard from a different place.

With all the new styles in porcelain floor tiles, faucets, and vanities a new kitchen or new bathroom it is a great time to tackle a renovation. Worthington can redesign, specify, bid your project to get the best contractor and pricing for you. We manage the construction process, obtain best pricing for fixtures and furnishings. With our seasoned experience your renovation is in good hands.

We also consult on outside work- say you are looking at a new fence we can offer many options that work with your home’s style and get it done for you.

Our sources are endless! Whether it’s a new door, bathroom reno, children’s playroom or new nursery get in touch with Worthington Interior Design today to schedule an appointment.

Let us give your Home: Our Nest, Our Pad, Our Abode, Our Digs a new YOU!

Happy Autumn

Finding the Best Agent Just Got Easier

By Robert Bentley, Newburyport.Com Correspondent
CEO/Owner & Residential/Commercial Sales Specialist for Bentley's, Robert has been the #1 agent in the Greater Newburyport market for the past six years. Robert's success is due to his dominance with on-line real estate marketing, strong negotiation skills, and good old fashioned work ethic. Robert has a strong sales, marketing, and finance background and always does what is necessary to get the deal done, and make his clients happy. Experience and proven reputation are key when you are making the largest financial transaction of a life time.
Robert Bentley
Finding the best agent just got easier, Newburyport MA

Finding the best agent just got easier.  In partnership with Zillow and Trulia, RealTrends.Com is a national site that provides rankings of Real Estate Agent performance.  They have been tracking Real Estate Agent performance at the agent, team, and brokerage level for the past eight years and provide consumers the data necessary to make an educated decision.

Buying and selling a home is typically one of the largest financial transactions you will make in your life time.  Therefore it is critical to choose a local experienced agent with a proven track record.  Do you purchase or sell a car without checking ratings websites?  Almost all people research properties online, but researching agents is also an important part of the equation.  You need someone you can count on to get the job done.

In real estate, like many other fields, the more transactions an agent has done, the more capable they are of effectively advising their clients.  At the end of the day, you don’t need a new best friend, you need someone with extensive knowledge and experience, which directly correlates with sales performance.

Three Simple Home Refresh Ideas

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design
Home Refresh, Worthington Interior Design, Newburyport

Three Simple Home Refresh Ideas after this Pandemic. Now that we have been inside for over a month and Spring is here in New England; have you started to see what soft furniture pieces need a facelift? How about reassessing your kitchen and its current function? Has your kitchen been getting a lot of use offering 3 meals and miscellaneous snacks every day? Are the walls in your common spaces looking dingy?

During the evening hours have you decided you need some fresh and crisp new window treatments? Rugs or anything you might want to replace once this pandemic passes? Most of us will be sticking closer to home even after the Pandemic so you may want to get scheduled with us at Worthington Interior Design no matter how small your refresh may be.

First would be to qualify which room you think deserves the attention first? The family room where the TV, games and puzzles have been camping for the past month? We can start small after we get a sense of your overall desired look and style. How about we venture together to redesign or revise layouts for your mudroom or kitchen. These spaces are used so much and you may have found you need a new way to best utilize these over-used rooms?

Secondly, your home interiors may need the same item refreshed in a few rooms, for instance the window treatments. Plantation shutters are a great investment for both maintenance free cleaning as well as resale!

Thirdly, once we meet we can help you decide which part of your home will give the best overall and quickest ‘refresh’ before summer comes.

Worthington Interior Design has many unique sources to give your home your touch of style. We do not have to always go to the usual retailers as Worthington has far reaching vendors who offer great style at reasonable price, wonderful quality and USA made.

So how about setting up an appointment for us to explore 3 Simple Home Refresh Ideas after this pandemic!

 

Happy Spring 2020

Call Worthington Interiors to get on our schedule: 617-633-3005

 

Secure Your Dream Home By Being Prepared

By Bob Pezzella NMLS# 112811, Residential Mortgage Services, NMLS#1760 Equal Housing Opportunity
Why Bob Pezzella for your mortgage needs? Because my 26 years of lending experience coupled with the lending powerhouse that is Residential Mortgage Services, Inc. (RMS) we will streamline your mortgage and home buying process. After the crazy rate fluctuations of the late 1990s through the tumultuous 2000’s first decade and beyond I have navigated the mortgage process every step of the way for my clients. I pride myself on a thorough, consultative approach to understanding customer needs and goals and match your criteria with the parameters of available down payment monies and income level. Whether it makes sense to make a smaller or larger down payment, help raise a credit score, or pay off / refinance current debt, I will find the mortgage solution that is right for you. I will help you evaluate the array of mortgage options from the traditional 30-year fixed rate, through the various state housing programs to the government programs FHA, VA, USDA and together Residential Mortgage Services, Inc. (RMS) and I will guide you home! There is no affiliation between Residential Mortgage Services and any other company.
Residential Mortgage Services, Inc.
Being Prepared with Residential Mortgage Services, Newburyport

Be prepared! A truly great motto, not only for the Boy Scouts of America, but also for anyone embarking on today’s new mortgage process. Through my own quest for Eagle Scout, the many rigors of the high school and college years, and on to gainful employment, marriage and raising a family, “being prepared” has always been a cornerstone of my life. If you’re beginning today’s mortgage process either as a first time buyer or as an experienced homeowner, I cannot stress this old motto enough!

The first step in getting prepared for your new mortgage is going through the “pre-qualification” process with your loan officer. Don’t wait until you are excited at an open house and want to make an offer on a new home or until you have the “for sale” sign on the home you are selling. Get organized well in advance!

My pre-qualification typically begins with a 10-minute phone interview. Here I gather all of the pertinent personal and employment/assets information so that I can be organized and efficient in our follow-up face-to-face meeting. In terms of your preparedness, we are going to want to assess two factors as soon as possible: your goal for a comfortable, affordable monthly mortgage payment and a thorough review of your current credit report.

Many people compare the amount of their present rent payment as a benchmark for a comfortable, affordable mortgage payment. The mortgage industry considers PITI or PITIMI (principal & interest, insurance, taxes, mortgage insurance and also condo fee if applicable) as “total monthly payment”. Utilities, cable, credit card, auto, student loans etc. are not a part of this figure but are obviously a part of your total budget. If you are living with family and do not pay rent or if you have a mortgage and are selling your current house I highly recommend giving this concept of “comfortable affordable monthly payment” some serious consideration. If you study your budget and arrive at “your monthly payment” then we can more effectively target a purchase price point that you should be shopping for.  This really maximizes your time and helps you not to over-extend yourself with a monthly mortgage payment.

The second step for your initial preparedness is a thorough evaluation of your current credit report. Today’s mortgage rates are tied to your credit or FICO score. Credit scores are tiered, for example 680-700, 700-720, 720-740 etc. and a score of 740 or higher helps you to qualify for the best interest rate. If you are near a tier cut-off there might be simple steps you can take to improve your score and help yourself to qualify for a better interest rate.  It’s also important to evaluate your credit beforehand because you may have errors on your report, trade lines that are in dispute, old medical or other collections, or even authorized use of a family member’s credit card that has a high monthly payment or late notice damaging both the amount of mortgage you may qualify for and your interest rate. If you have student loans that are in deferment these inevitable monthly payments have to be calculated as future debt. Many of these situations require your attention and can take a substantial amount of time to resolve.  If you take the time to be prepared you will get off to a much better start to your mortgage process and really enable yourself to focus on what’s most important – your beautiful new home! Give me a call if I can help answer questions or if you’re ready to pursue your dream home!

Next time I’ll talk about down payments and sourcing funds, two other areas that compliment good home-buying preparation!

 

Renovating Your Loo Working With Worthington, Expert Designer

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design
Renovating your Loo, Newburyport MA

Modernizing and renovating your Loo or powder room can be exciting when it comes to shopping and selecting dramatic tiles and finishes, fixtures and bathroom furniture; but before you begin here are a few important renovating items and questions we will discuss:

 

 

 

  • What are some current upgrades where you can make your money back at the other end?
  • When you are thinking of renovating your loo first think about what your needs maybe.
  • Need to save space or create better function in the power room or bathroom?
  • What level finish are we going for? Home Depot , Semi-Custom, Custom
  • Are we upgrading to accommodate more people?
  • Do we need to replace the tub with a walk in shower?
  • Do we need a no- threshold to the shower?
  • Is there a window in the bathroom and where is it and should it go or remain?
  • Is the water closet ( Loo/Toilet) old and need to be change? Design a separate room within the bathroom?
  • What are the advantages of wall hung with Geberit housing or floor mounted?
  • Storage needs- drawer and cabinet space, dual sinks?
  • What materials are timeless and easy maintenance-wise
  • Can we donate my old vanity and fixtures to be recycled?
  • Flooring material upgrade or change?
  • Do we use the same plumbing location or not?
  • Structural issues
  • Lighting needs
  • HVAC system needs
  • Exhaust fan needs
  • Accessory options- towel heater, hooks, towel bars, toilet rolls
  • Shall we paint or use a hip new wallcovering- will wallcovering work in this space?
  • How long are we going to live here, how much do we upgrade?
  • Will my selections be eligible for a rebate and are they energy conservative?

Where to start can be overwhelming unless you have a good Interior Designer to work with to keep your renovation within your budget while developing your vision to include your wish list.

Don’t worry if you do not know what you like; it’s better to know what you don’t like as far I’m concerned.

Make no mistake any renovation you embark upon with limited knowledge will come with many surprises!

Hiring Worthington Interior Design early on in the process will guarantee you have a great team to help you navigate the contractor’s role and requirements. No need for you to settle on a new bathroom you so deserve.  Call Worthington Interior Design for expert guidance renovating your loo, 978-255-3001.

 

How Best to Prepare and Organize Moving to a New Home

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design

How best to prepare and organize moving to a new home. The good news is our step by step checklist is easy to follow. We break these tasks down into smaller tasks to ensure you will not miss anything regarding the move. After all, you want to make the entire transition as smooth as possible for you and your family. Thus, you can properly plan your move with the help of these essential tips. Here’s our useful checklist: How best to prepare and organize moving to a new home-

 

  1. Budget. First things first, you need to set up a budget for the upcoming move. Without a definite budget plan, you may have a hard time going through the entire moving process. A few months before moving into your new house, be sure to set aside enough money for the relocation itself. The earlier you dedicate money for your move, the better.

 

  1. Moving inventory. Don’t wait for the mover to provide you with an inventory of all your belongings. It’s important you have an inventory of your own to make sure you know what you’re moving. That way, you’ll be able to plan your packing efficiently.

 

  1. Unused and unnecessary items. After the inventory, it’s about time to walk through your house and identify the items which you don’t use or need anymore. Remember, moving is the best time to sort and purge. Deciding on items you are keeping, disposing and possibly donating will enable you to save on your purchase of moving boxes. Be sure to take photos of items you are donating for tax purposes.

 

  1. Size of your new house. It’s essential to check and measure the size of your new house so you’ll have an idea what items you should bring to your new place. Before your final move-in date, be sure you’ve visited your new home and have the area measured to figure out what furniture and other home items you should include in the transit.

 

  1. Moving Quotes. Be sure these moving quotes are written and binding. Not only that but you should make sure the price offered is within your budget; make sure you give yourself ample time to gather and analyze your quotes. The key here is to get your estimates early enough before the move. Moving company pricing/quotes can be affected at different times of the year: around school stops and starts, moving at the end of the month, just before or after the summer and around big holidays. So be smart and book early!

 

  1. Moving insurance. While you’re making some arrangements with your prospective moving company, check whether they are bonded and have adequate insurance for your move and belongings protection. Thus, always look for a licensed and insured mover for the safety of all your belongings.

 

  1. Utilities. Arrange to have your local services turned on at your new house: water, electricity and internet services. It’s better to have these utilities and services live at your new house just before moving day to avoid extra hassle with regard to your family.

 

  1. Packing supplies. Be sure to have all the necessary packing supplies beforehand so your packing task is efficient. Fragile furniture and kitchen wares, may call for bubble wrap and specialty containers. Using colored markers with smart labels for your moving boxes will allow the moving foreman to create teams for the movers to deliver the boxes and furniture to the proper floor or room correctly. Proper labeling will make for move time efficiency with less errors of moving boxes more than once.

 

  1. Secret Best Moving Tip. Use one (1) box and label it OPEN FIRST BOX! Here’s what to pack in the OFB: chargers for all your phones etc., coffee maker or teapot, coffee, filters, teabags, coffee mugs or tea cups, knife, fork and spoon set for each family member, Paper plates, toilet paper, paper napkins, roll of paper towels, Kleenex, bottle opener, hand towels, bath towel for each family member, toothpaste, dog or cat bowl, animal food, leashes and bags for walking dog, and plastic trash bags. You will be so happy when you arrive at your new house and you order a pizza!

 

  1. Change of address. Be sure to stop mail at your current address. Visit your local post office and inform them about the move. In addition, fill out additional change-of-address forms for your subscriptions etc.to be forwarded to your new address.

 

The Bottom Line

Moving doesn’t have to be stressful!  If you’re too busy to make the necessary preparations in advance, hire competent movers to minimize the burden of moving. Entrusting your move to the professionals knowing they’ll handle your needs properly – from packing to safely transporting to your new house.

Design Techniques to Perfect Your Family’s Interiors

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design
Design Techniques, Interiors, Worthington Interior Design, Newburyport

Here’s 5 Design Techniques to Perfect Your Family’s Interiors whether you have just moved or browsing for interior design techniques.  Worthington often suggests these ideas which can be incorporated with minimal effort and money. Sometimes adding small things make the most impact. Adding a mirror or a precious heirloom to a room-scape instantly personalizes your home. Obviously painting and rearranging furniture will alter your space as well.

 

5 Design Techniques to Perfect Your Family’s Interiors most likely includes the perfect place or room to hang out. So adding some of these design elements can enhance your family’s room and experience while watching TV or playing games:

  • Try a large sectional sofa or 2 sofas
  • Oversize ottomans
  • Floor pillows
  • Game table for puzzles or games
  • Add SONOS surround sound system for your music and theater experience and you can add on speakers or rooms, even outdoor speakers.

 

Take a look at these ensuring a perfect interior for your family clever ideas to inspire you!

 

  1. Enlarge your room with lighter colors
    Your Living Room may have larger windows which help to reflect natural light and enhances the room size. Choose some soft tones and layer texture an pattern to complete the space. If you prefer cozier spaces you may opt for darker color tones. View more detailed recommendations for selecting interior colors.

 

  1. Adding a decorative mirror
    Mirrors are always a win-win within the Interior Designers “bag of tricks”. It can amplify, warm or create space within space. Group several sizes of the same shape of mirror and you have an instant art wall ensemble.

 

  1. Mixing old and new and implementing “High ‘n Low” design techniques
    Place your family heirlooms together in a grouping of like-kind or scatter pieces among your new furniture pieces and rooms. Worthington Interior Design makes it a standard practice to reflect you and your family’s history, travels, and hobby into your home’s interiors. High ‘n Low is our technique for adding less expensive treasures from some of your favorite retailers (i.e. Ikea, Williams Sonoma, Pottery Barn, Crate and Barrel) alongside your family heirloom -art work, antique chairs, rugs or accessories. The juxtaposed items create an interesting interior design effect.

 

  1. Slipcovers offer style options
    Slipcovers for sofas and chairs offer you design styles for 2 or more seasons. You can have your piece already upholstered in a heavy fabric suitable for winter and fall but try adding a linen or cotton chintz slip cover for spring and summer. Your options for fabrics and color are endless.

 

  1. Rugs
    Here again, adding rugs or cotton colorful throw rugs ( i.e Dash & Albert) for the summer can give your space your own design twist. Or you may add heavy carpets and rugs for the winter and fall and actually take up the rugs for spring and summer! They are quick fun and easy design ideas giving great design impact. There are endless possibilities for perfect house plans ideas for your family.

 

Make an appointment today with Worthington Interior Design, voted 2019 Best Interior Designer, 617-633-3005.

Commercial Interior Design What and How

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design
Commercial Interior Design, Newburyport

Now seems like a good time to introduce you to our other design service Commercial Interior Design what and how. Commercial Interior Design is comprised of office, retail, and hospitality/restaurant type of projects. When commercial clients are outgrowing their existing space, need test-fits of spaces for lease, or just a new venture or business that may require commercial style space; hiring a qualified Interior Designer can make your project a smooth success!  For instance, when we perform interviews to gather programming to analyze your needs and plan for future growth—this stretches your funds and insures value earned.

Designing for Retail or Hospitality/Restaurant clients is best served when their brand is threaded throughout the design, selected space and in all their marketing materials and signage. Worthington Interior Design is very adept at analysis merged with creativity to bring a winning commercial interior design space to life.

It was once said “Trendy is close to Tacky” so it’s enormously important for us to listen to our client’s needs and deliver stellar design that is both highly functional and unique. Timeless design for commercial interior design spaces is curated and studied. Each client is different each company or hotel is different offering their clientele a unique experience to work with them. So its incumbent upon interior designers like us at Worthington Interior Design to stay educated and informed to meet each type of commercial client we encounter.

After Programming is gathered, Space Planning is taking the client’s requirements and developing the space plan to mirror the program. Once the Space Plan is approved we move into the next phase of work called Design Development.

Design Development is where we develop the 3D aspects of the space plan. We address the walls, ceilings, floors and lighting. Each of these components is presented with materials or photos or samples. The client works closely with us as we begin to bring their company to fruition.

Construction Documents are drawn for actual construction. Any consultants required are engaged. These may encompass acoustical, structural engineering, or lighting consultants. Each consultant submitting design and construction drawings is included in the overall clients complete set of construction documents (CDs). The next step is to bid out the plans, select a General Contractor and manage the Construction Administration.

Worthington Interior Design is well versed in all areas of Commercial Interior Design. So if you are looking to be on the cutting edge with your unique business, commercial interior designers are well worth having on your team!

Design Ideas for Outside Living on Your Patio, Porch or Deck

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design
Patio, Porch or Deck, Newburyport MA

Explore easy ways to design outside living on your patio, porch or deck in Newburyport with amazing options for furniture, lighting and serve-ware! If you have enough space for a great sectional sporting an indoor/outdoor easy-to-clean material look to Restoration Hardware’s Classic Kingston collection. 14 different fabrics, 2 seat depths to fit  compact residential footprints are great. Want to get rid of your old picnic table? Wait a minute, you can paint it and apply a cool French stripe runner to dress up your 1950’s style picnic table. If you can’t bring your precious pillows outside on your patio, porch or deck have Newburyport’s 2017 Best Interior Designer, Worthington Interior Design work with you to select hip Perennials fabrics to create what looks like it belongs on the inside; but can live on the outside!

Newburyport has such a beautiful coastal setting to decorate your table with an obvious ‘sea-worthy’ theme, and there are so many great melamine dishes in marine, coral and nautical patterns it’s hard to choose. Think about introducing a different design approach of geometrics. Mixing stripes, chevrons, windowpane, hounds tooth or dot patterns to create unique outside space. All related without committing to a particular design so you can add more accessories year after year.  Anchor your outside space with a chevron rug in polypropylene, easy AND breezy!

Consider arranging your outside patio, porch or deck space whether small or large, so you have a view of your plantings and landscaping. Decorate the side of your house with all-weather artwork to resemble a room without doors and walls. Move your games and puzzles outside with comfy unique oversize to the trade cushions or poufs that Worthington Interior Design would be happy to acquire for you. Lighting with huge glass hurricanes and add a hanging a flea market chandelier from a tree with nautical rope you can find in Newburyport area marine supply stores creating a glow on your patio or deck. Just be sure candle- safety is in place. See our selection of French style Spring-Summer candles from Point a La Ligne/Bougies a la Francaise.

Also consider lighting with battery operated candles in all sizes to offer a worry-free outside! And the new LED colored sculpted sphere or globe lights with remotes will instantly set your mood to chill! Summer is all about outside, entertaining and fun. Fun can either be at the local Newbury Plum Island beaches or just a set-up game of croquet, badminton, or French boules in your own backyard!

Define your own outside albeit poolside, patio, deck or porch style with bright colors or classic neutrals! Try mixing the unexpected- turquoise with navy, red with pinks, oranges with purples and highlight with flowers in a single color for an understated elegance. With all the many ways to design living outside in New England’s beautiful coastal city of Newburyport, let us help you make the most of your patio, porch or deck decor.

 

3 Versatile Appliance Products for Your Home

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design
versatile appliance products, Newburyport

As Interior Designers we are always looking for versatile appliance products to offer our clients, solving a whole host of space and design dilemmas. Hopefully you’re getting excited about the spring  weather coming soon!  So after some thought and some recent projects, the topic of versatile appliance products seemed to resonate as entertaining, doing less house work and having more fun outside is the order of the day!

The first versatile appliance product for many our clients to consider is under-counter washers and dryers from Miele. You may need to gain more space near the back door or mudroom or even laundry on the 2nd floor all while having your space still looking fresh and modern. I bet you have seen these units in European homes. They actually install them in their kitchens! Solving clients design dilemmas with laundry rooms and basements; these versatile appliance products check every box especially when it comes to our beloved mudrooms in New England! Take a look at these quiet and efficient washers and dryers for any of your space saving needs.

Our 2nd versatile appliance product is fromUline and Marvel.  Try the dual under-counter wine and beverage refrigerators.  The Uline 3000 makes a wonderfully designed product that can alleviate the headaches of storing drinks and taking up precious space and real estate in your main refrigerator. The Marvel line has a back light color and they each have some nifty options. You can even spread them apart in your kitchen if they work better with your room layout. Having these appliance products means your kids can get to their juice or other drinks by themselves at their level. You can lock a side if you want to store alcoholic beverages. You can otherwise stock these fridges with all the mixers, lemons and limes for your adult beverages;  keeping them all in one place. You will be amazed how much space you regain in your main refrigerator and how a simple appliance product for your home can make your life easier!

And third and last versatile appliance for your home is a built-in coffee system.   Miele makes a wonderful system that can be built-in to your cabinetry which immediately helps to keep your kitchen counters clutter free. It pays for itself within a year and you can have gourmet coffee right in your own home without taking up counter-top real estate. Have a party and it’s easy to offer coffee at the end of a meal without having to count people before you make a pot. Miele’s ease of use coffee system makes a cup of java well worth having it at home!

Give us a call at Worthington Interior Design and let’s make your house a home 617-633-3005!

Happy St. Patrick’s Day and spring is on its way!

See you next month.

3 More Reasons in 2020 to Have an Interior Designer on your Team

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design

3 more reasons in 2020 to have an Interior Designer on your team– has become a recurring underlying need among all my social media and messaging apps.

First good reason to have an Interior Designer is to have your professional assess your entire goal. So you need an electrician to hang provide artwork lighting… this is a talent and although electricians can perform the work; it’s not always from a designer’s eye. Your Interior Designer can see the focus, the type of artwork mount needed and if your desired location is the best for your art. Your Interior Designer will suggest the correct lighting fixtures because Home Depot, to the masses light fixtures are not the same as the manufacturers. Highlighting your art with the correct fixtures, amount and type of light needs to be thought through or you can have a mess and a huge electrician invoice! Interior Designers are trained in placing artwork and working with electricians to minimize mistakes and keep the cost inline.

2nd good reason to have a design firm like  Worthington Interior Design is when I read “looking for a kitchen design/layout.” WOW this is scary just writing this—a kitchen layout is more than just a simple rehab that anyone with a construction sign can offer you.

When you are approaching a project that needs experience, sources and attention to detail;  this is an Interior Designer. We learn how you live “before” you just get a layout; it is vital to staying within your budget and truly understanding how your home flows. Today so many say they are seasoned but those of us who come with valid seasoned experience in both residential and commercial projects bring you another level of service, knowledge and professionalism.

Many potential clients say they redesigned this room or closet ;  only see that it’s not easily accessible, the furniture they purchased is only 3 months old already shows wear or they spent an exorbitant amount of money on 1 closet. Utilizing a skilled professional is there to keep you feeling good about the monies you are spending and making sure you’re whole design works.

This brings us to our 3rd good reason to have an Interior Design  on your team may be because you haven’t ever hired one before! We know with all the TV shows its makes it all look so easy—but having studying for many years with a bona fide Interior Design degree it is not as easy as it looks. One mistake can be extremely costly for homeowners! Worthington Interior Design is honed with having seen most everything and most importantly what does not work makes us a great member of your home team. Most of our clients have been with us for a very long time and call us for not just design needs; but for party planning layouts, holiday designs and special events and occasions. This is because we understand the whole and the client trust to help them make wise selections continuing to save our clients monies!

So as I see more and more neighborhood engagement it’s important to have Worthington Interior Design, the professional Interior Designer  for our home team, to carry out your vision and save you headache and heartache!

 

Liberty Law Website Re-Launch

By Robert Ciampitti, Newburyport.Com Correspondent
Attorney Ciampitti is a frequent and dynamic speaker on topics related to residential and commercial real estate, land use law, zoning and condo law. As one of the Co-Founding partners of Liberty Law & Title, LLC. (one of the North Shore’s first truly “concierge” level, boutique law firms), attorney Ciampitti brings a highly innovative approach to providing creative and competitive legal services. Attorney Ciampitti and his co-founding partner Charlie Palmisano have earned the loyalty and confidence of a diverse client base including lenders, investors, developers, buyers & sellers of real estate throughout a variety of property matters. Mr. Ciampitti continues to represent clients from residential and commercial transactions to venture capital, private financing, private equity, development, permitting and general corporate matters. Attorney Ciampitti also serves as a visiting professor of business law at Salem State University’s Bertolon School of Business (Salem, MA). An active licensed pilot since 1989, Mr. Ciampitti holds a Private Pilot’s License Certificate with an Instrument Rating and shares his passion for aviation with his wife and two sons, flying for pleasure as well as for business – and is currently completing FAA training toward his Commercial Pilot’s License. Mr. Ciampitti also enjoys scouting with his two sons and serves as a Scout Leader and Merit Badge counselor within Boy Scout Troop 21 (Newburyport, MA) and is himself an Eagle Scout.
Liberty Law, LLC.
Liberty Law Website, Newburyport MA

Liberty Law & Title, LLC–one of the North Shore’s first concierge real estate & start-up law firms–is thrilled to announce the re-launch of the Liberty Law website at www.libertylawma.com. The new design for the Liberty Law website is teeming with valuable resources, useful checklists, and informative videos. We hope this fresh content and design will assist our clients, lenders, brokers and community partners to navigate the many facets of real estate.  Whether a client is buying, selling, investing, flipping, financing, or building from the ground up, Liberty Law is here to lend thoughtful strategy and expert guidance at every step along what is often a very challenging and complicated road.

We invite you to peruse our site and, as always, feel free to reach out with any questions by emailing co-founding attorneys Rob Ciampitti or Charlie Palmisano (or by contacting our Closing Team directly at Closings@LibertyLawMA.com)

Plum Island Real Estate – the Beach Lifestyle is Calling!

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News ReleaseNewburyport.com has just acquired PlumIsland.com. Robert Bentley, the owner of Newburyport.com and co-owner of BENTLEY’S real estate revealed this week in his monthly broadcast with Boston.Com (attached video)  the exciting news. Focusing on the  ability to connect Buyers and Seller with information about Plum Island Real Estate as well as hyper local information is key. Robert  confidently advises his Sellers and Buyers about Plum Island Real Estate. When a company is involved in a high volume of the most recent sales on the “Island” it’s understandable that Buyers and Sellers seek BENTLEY’S advise and guidance about selling or buying. Robert was recently ask what makes Plum Island Real Estate so special, his response was, “A Buyer searching Newburyport real estate many times will add Plum Island as an area of interest. They see how dynamic living by the Ocean and having a city nearby is like being on vacation where you live.”

Plum Island Real Estate is experiencing a renewed interest over the past few years. Plum Island is unique in that it offers a wide variety of housing choices. The home style offerings include: elegant homes, year round residences and quaint modest seasonal cottages that appear almost preserved in time. Numerous Plum Island homes have remained in the same family for many years, becoming local landmarks. You may find that these homes are charming yet rustic, often these treasures are referred  to as “beach  houses.” Today approximately 60% of the homes are classified as year round  homes, and a few of these homes even have a garage. When  searching for Plum Island Real Estate Buyerwill find a home for almost every budget and style, satisfying  personal wishes and desires. More recently a number of magnificent homes have sold for over a million dollars, a true indication of Buyer’s confidence in Plum Island Real Estate.

Plum Island is often referred to as the Hidden Gem of the North Shore with it’s beautiful Plum Island Beach and the protected reservation of Parker River National Wildlife Refuge. Plum Island belongs to two communities Newbury and Newburyport but lives more often as it own entity. Connected to the mainland by a bridge there is no need for a ferry or any other type of transportation to arrive at your home. Plum Island also has an airport, should you choose to arrive in your personal airplane. Buyers typically searching for Plum Island Real Estate may have a particular type of property in mind, a fixer upper, a home with a water view or the ultimate Plum Island residence on the waterfront. Whether you are looking for easy access to the beaches or a home with many bedrooms for friends and family to come to visit, you should investigate Plum Island Real Estate.  The “Island” offers many options. If you are looking for an island escape with character and charm, Plum Island Real Estate may be what you are looking for. After the Sunset treat yourself to a short walk to the Plum Island Grille or a ride over the bridge to the vibrant City of Newburyport with it’s many fine shops and amazing restaurants. 

 

3 Really Cool Coffee Tables to Update Your ‘End Zone’

By Debra Worthington, Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."
Worthington Interior Design
coffee tables, newburyport ma

So as we watch weekend football and enjoy libations and snacks I thought you might like to see some really cool coffee tables to update your own ‘end zone’! Okay just as we think we’re going to spend more time inside Mother Nature keeps gracing us with summertime weather. Worthington Interior Design has been busy cultivating new furniture selections for our clients.

Our first really cool coffee table to update your end zone is from OKA. The Trifoglio coffee table is 38” square made of wood with a rustic lace design known as trefoil, a classic architectural design that can make your space either casual or formal. The size is really great because it’s slightly bigger than 3’ and not too large to gather around with drinks and game day refreshments.

From this we come to the rectangular Lantau faux shagreen with gold accents coffee table. This table measures 47’ x 20” which works great in living rooms and open floor plans. The Lantau collection works with many styles of furniture so you can add some glamour without changing all the furniture in your room. The collection brings in the new trend of gold and brass we are seeing. In fact this is gilded gold leaf on the frame of this really cool coffee table! OKA says the Lantau Effortlessly elegant and deliciously opulent.”

Finding a coffee table that adds a cool factor yet is functional and wont date itself can be challenging but we at Worthington Interior Design have many, many sources to find you the best piece at a great price!

Sometimes you need a square, sometimes you need a rectangle and sometimes you need round style coffee tables. Now we are seeing many with tufted fabric tops more like an ottoman but you know placing a drink on a tray on these style pieces can be challenging, so we will work with you to find the best investment coffee table.

Our third winner is from Room and Board. We love the Gibson a mid-century style cocktail table measuring approx.. 53” x 36”.

Durable solid wood is transformed into the light, fluid profile of our Gibson cocktail table through the skill of West Virginia woodworkers. Softly beveled edges, turned legs and unique contours contribute to this table’s mid-century elegance.” Many of us have combined our living room or family room spaces and this table offers the table surface without the heavy look of furniture. Perhaps you have a view from your family room or living room and this table anchors the room without weighing it down. I love mid-century style pieces mixed withBohème or Traditional style furniturefor an eclectic look. It is both elegant and functional. Designing your own space with some unusual materials makes everything really warm and cozy.

You really can make any aspect of your home your very own ‘end zone.’ We would love to work with you on any project you have small or large. Making your house your home is what we do best.

Enjoy Mother Nature’s gift a while longer and check out these 3 really cool coffee tables to update your end zone from OKA or Room and Board. Give us a call at Worthington Interior Design to discuss your design project.

See you next month.

The Newburyport App Provides Real Time Access to Local Real Estate

By Robert Bentley, Newburyport.Com Correspondent
CEO/Owner & Residential/Commercial Sales Specialist for Bentley's, Robert has been the #1 agent in the Greater Newburyport market for the past six years. Robert's success is due to his dominance with on-line real estate marketing, strong negotiation skills, and good old fashioned work ethic. Robert has a strong sales, marketing, and finance background and always does what is necessary to get the deal done, and make his clients happy. Experience and proven reputation are key when you are making the largest financial transaction of a life time.
Robert Bentley
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The Newburyport App is a local loyalty program that encourages folks to shop and dine local, and rewards them with discounts at participating restaurants and retailers.  In addition The Newburyport App provides real time access to local real estate searches  It is a powerful tool for real estate real estate searches, in addition to providing access to the Newburyport.com Events Calendar, Live Web Cam Views and much more. The Newburyport App allows users to digitally display their Newburyport VIP Card on their Apple or Android device and provides them discounts EVERY TIME they visit the 180 participating local businesses.  It enables users to very simplistically view businesses and their discounts and it also allows for the option to receive reminders to use the App at businesses that are near.  In addition to being great for the consumer, the Newburyport App helps support the local community by giving 40% of App sales back to local nonprofit organizations.  When purchasing the Newburyport App, users choose which nonprofit partner they would like to support.

Whether folks already live in the Newburyport area or they are exploring the possibility of a move, the Newburyport App provides real time access to local real estate searches while on the go.  There is strong demand to live in Newburyport and surrounding towns because it’s a beautiful historic small city with a thriving downtown, great schools and so many fun things to do.  Residents and visitors enjoy excellent restaurants and shopping as well as arts and entertainment and many wonderful outdoor activities as well.  The downtown area of Newburyport runs along the Merrrimack River which flows right into the Ocean offering the beautiful beaches of Plum Island and the Parker River National Wildlife Refuge.  The Newburyport real estate market has stayed consistently strong as folks love its close proximity to Boston as well as beautiful destinations in Main, New Hampshire and Vermont as well.  For a small city Newburyport has so much to offer and is a major attraction for empty nester’s ready to give up their big home and enjoy a condo on the water.  Newburyport is definitely a major family town but it is also attractive to younger singles and couples who are ready to move out the city for the opportunity to walk to restaurants and shops while enjoying life on the water.  Newburyport, it’s a lifestyle!

The Newburyport App provides real time access to local real estate.  This is a must have if you are buying, selling or just researching the community.  Download the Newburyport App from the App Store or Play Store and when you make a purchase make sure to choose which which local nonprofit organization you would like to support.

Apple/App Store: Download “Newburyport” for iOS/Apple

Android/Play Store: Download “Newburyport” for Android/Google

 

 

 

CYBER-FRAUD IN REAL ESTATE DEALS – JOB POSTING: “Cyber-Crook Wanted: Great Pay & Flexible Hours, Internet a Must – No Gun Required”

By Robert Ciampitti, Newburyport.Com Correspondent
Attorney Ciampitti is a frequent and dynamic speaker on topics related to residential and commercial real estate, land use law, zoning and condo law. As one of the Co-Founding partners of Liberty Law & Title, LLC. (one of the North Shore’s first truly “concierge” level, boutique law firms), attorney Ciampitti brings a highly innovative approach to providing creative and competitive legal services. Attorney Ciampitti and his co-founding partner Charlie Palmisano have earned the loyalty and confidence of a diverse client base including lenders, investors, developers, buyers & sellers of real estate throughout a variety of property matters. Mr. Ciampitti continues to represent clients from residential and commercial transactions to venture capital, private financing, private equity, development, permitting and general corporate matters. Attorney Ciampitti also serves as a visiting professor of business law at Salem State University’s Bertolon School of Business (Salem, MA). An active licensed pilot since 1989, Mr. Ciampitti holds a Private Pilot’s License Certificate with an Instrument Rating and shares his passion for aviation with his wife and two sons, flying for pleasure as well as for business – and is currently completing FAA training toward his Commercial Pilot’s License. Mr. Ciampitti also enjoys scouting with his two sons and serves as a Scout Leader and Merit Badge counselor within Boy Scout Troop 21 (Newburyport, MA) and is himself an Eagle Scout.
Liberty Law, LLC.
Cyber-Fraud, Liberty Law, Newburyport

Seminar Description:  Today, it is easier than ever for scam-artists, through cyber-fraud, to quietly amass public information about us and our industry (called “Social Engineering”).  The latest national data confirms that these cyber-criminals are getting smarter and learning how to sound like us and behalf like us on-line, so that they can more easily target not just banks and closing firms, but also Real Estate Agents & Brokers.  Their sole purpose is to pose as you and trick your clients into diverting private information or worse, diverting MONEY!  In this instance, protecting yourself and your clients from cyber-fraud in real estate deals IS the new standard of care.  Whether we know it or not, if we work in real estate and in doing so, handle Non Public Private Information (“NPPI”), then we ARE duly-bound to serve as guard & century against all invaders (whether seen or unseen).

Seminar Purpose:  In response to this mounting cyber-fraud threat – and with input and assistance from leaders within the Massachusetts Licensing Commission as well as experts within the insurance and IT communities – LIBERTY LAW has developed this Training Seminar to assist our real estate colleagues in recognizing this very real, emerging threat.  Our goal through this Seminar is to share valuable new information about how the real estate community can protect themselves and their clients from becoming a victim of this new species of cyber-crime.

Seminar Take-Aways:  Through this 60 minute, Newburyport based seminar (along with a robust Q&A), attendees will learn the statutorily required steps that every agent and/or broker must take to protect themselves and their clients’ NPPI and funds.   If the worst should occur, attendees will learn the immediate reporting steps they are obligated to take (as licensed professionals) to report an incident to the Boston Field Office of the FBI and the Massachusetts Office of the Attorney General.

Kids off to College, Is It Time To Downsize?

By Krissy Ventura, Newburyport.Com Correspondent
Residential Sales Specialist for the BENTLEY'S Real Estate Team, Krissy works as a buyer’s agent, tirelessly to find her clients the perfect home, as she understands the importance of getting it right the first time. As a listing agent, Krissy will work her hardest to sell your home at the highest price, in the shortest amount of time, and with the most favorable terms. Krissy has outstanding communication skills developed over many years working in the business world, and she makes it a top priority to stay in touch with her clients at all times with updates on their particular situation. She is a happily married native of Newburyport with three children. Contact Krissy to schedule an appointment!
Krissy Ventura
Time to downsize, Newburyport MA

Is It Time To Downsize?  My kids are off to college, is it time to downsize?  This is a very exciting time of year, for our area’s hundreds of high school’s seniors.   They are wrapping up their final semester of high school and planning lots of exciting events ahead, including senior class trips, senior week festivities, proms and finally culminating with their high school graduation.

Lots of seniors are going to be heading off to college next fall…some might even know where they are going already, having applied for early action/decision in the fall.  The rest were busy over winter break filling out those last few supplements, writing that last essay and preparing for their interviews at their favorite schools.  Whatever the stage your child may be in, the process of applying to college can be a stressful, albeit exciting one.  Some of you may even be thinking, now that the kids are off to college…should we be thinking of downsizing /relocating.  Now what?

Having recently sent two kids off to college, I understand that thinking.  Your large family home is becoming high maintenance, and now less space and the desire to live simpler is your new motto.  Maybe you’re retiring or just want a low-maintenance lifestyle.  Sometimes the need to downsize isn’t always by choice, life events sometimes force the issue.   Maybe you’d like to buy a home closer to downtown, with a small yard, or perhaps no yard at all, and walk to restaurants and the waterfront? Just like applying to colleges, the buying and selling process can be extremely stressful. It’s your largest investment after all!  Keep in mind that it is a sellers’ market right now and rates are still very low, so making the move and locking into a nice, low interest rate, while pocketing your built-up equity in your home, might just be one of your goals for 2017.  If you determine it is, I’m available to work with you to make the process as stress free and fun as possible!

 

https://www.newburyport.com/agent/krissy-ventura/

Market Update – When Should You Put Your House on the Market?

By Robert Bentley, Newburyport.Com Correspondent
CEO/Owner & Residential/Commercial Sales Specialist for Bentley's, Robert has been the #1 agent in the Greater Newburyport market for the past six years. Robert's success is due to his dominance with on-line real estate marketing, strong negotiation skills, and good old fashioned work ethic. Robert has a strong sales, marketing, and finance background and always does what is necessary to get the deal done, and make his clients happy. Experience and proven reputation are key when you are making the largest financial transaction of a life time.
Robert Bentley
put your house on the market, Newburyport MA

Market Update – When Should You Put Your House on the Market? Are you waiting for the Spring market because you’ve heard that is the best time to list your property?  Some will say list your house, “just after the Super Bowl, or as soon as the snow starts to melt.”  Timing of when to put your house on the market is a very common question.  The answer depends on a few factors but the most important factors are: when is your house ready to show and when are you ready.

The Greater Newburyport real estate market is currently lite on inventory, as it frequently is in the middle of Winter months.  What’s this mean to sellers in the Greater Newburyport real estate market?  It means, don’t wait if your house is ready to be put on the market.  List now and you are likely to get a better price because there are many educated, quality buyers just waiting to act when they see the right property.

The Spring market is traditionally a very popular time to list, but sellers will experience substantially more competition because buyers have more options during the busy Spring market.  There are many very educated buyers in the Greater Newburyport real estate market place right now, many of which have been searching for quite some time.  These folks are sitting on the sidelines patiently waiting for the right property, and they clearly recognize when a great property comes along.   Don’t over-analyze when to put your house on the market.  This is a simple supply versus demand equation.  If your house is ready, jump in now and you are likely to get premium pricing while buyer demand is at its highest.

Call, text 781.858.5115 or email RobertBentley@Newburyport.com  to schedule a meeting to discuss listing your home or condo.

SO YOU WANT TO BUY A HOUSE?

By Alissa Christie, Newburyport.Com Correspondent
EVP Broker Esquire of BENTLEY'S Real Estate, Alissa is an experienced Sales Specialist committed to making the buying and selling process enjoyable for her clients. Alissa is passionate about putting her clients first and with her strong legal background she is the agent you want negotiating on your behalf. strives for excellence and is passionate
Alissa Christie
Buy A House, Newburyport MA, Alissa Christy

It’s that time in your life to buy a house . . . You start to think about possibly moving into a new home. Your apartment or first home no longer seems big enough. Perhaps you are looking for another bedroom or a place to put all of the toys. A quieter street, a newer house, a different school district . . . You scour For Sale listings daily and cannot stop thinking about your Dream Home. You say “Maybe now is the right time to make a move and buy a house.”  Mortgage interest rates are at historically low rates after all . . . and how long are they going to last?

And then those dreamy thoughts get shut right down. How in the world can I really manage to move? I can hardly manage to get dinner on the table!

There is good news for you! With a strategy and written plan in place, moving can be a simplified process. Below we have included some tips on how to find out if now is the right time to buy a house, how to get there, and ways to help the actual move feel less complicated.

 

For New Buyers {This Applies to Sellers Too}

A Pre-approval is a smart idea. A huge first step in the home-buying process is determining how much house you can actually buy. Taking this step means you’ve been tentatively approved for a mortgage of a certain size.

Make an appointment to sit down with a mortgage professional to go over your options — it’s free after all!  Ask your real estate agent for a mortgage broker who she/he has done business with, and who is easy to reach and trustworthy. Some important questions you may want to ask: How much can I safely put down for a mortgage? Should I continue to save for a large down payment? Do I need to sell to buy? There are many unique mortgage products available and a good mortgage professional can assist you with finding the product that suits your family’s needs best.

Make a Wish List. Once you have determined your purchasing power, meet with your real estate agent to discuss a wish list for your new home. What is absolutely necessary and important to you? What can you live without? Consider your desired Neighborhood, Schools, Square Footage, Bedrooms, etc. Your agent can help you decide on a happy compromise among the long list of choices and set you up for MLS listing alerts that are focused on homes that fit your desires.

Once you find the right home and have an accepted offer, it is important to be on top of the deadlines. In roughly a two-week period, you will complete a home inspection, sign a Purchase and Sale agreement, and start your mortgage process. Know your deadlines up front and make sure that you have them properly calendared.

For Sellers

Timing. The first step is to think about when you would like to move. Set a date and then work backwards from there. Many families work around the school calendar and focus on the Spring and Summer markets, but this is a personal choice and any time of the year can be right if it makes sense to you.

 

Getting Your Home Ready for the Market. In this stage, it’s important to start thinking about your home as a commodity for sale. Look at your home critically. What do I need to do to show it in its best light? If selling in the Spring is right for your family, you will have plenty of time this Fall and Winter to tackle the projects that will help you maximize your profit when the flowers start blooming. A huge part of this process involves de-cluttering, staging, and making necessary updates and repairs. Make a list of the most important items and then start tackling them one by one with deadlines to accomplish each of your tasks.

 

For example, if you have eccentric or bold wall colors, this Winter is a good time to update to a more neutral palette. If you don’t have the resources to paint the whole interior, simple tricks such as a fun, fresh coat of paint on your front door and a new coat on the interior trim will help to make the house look correspondingly more modern and fresh.

 

And staging does not mean shipping out all of your furniture and bringing in new! It can be easy to work with the furniture you have. Moving furnishings around and getting rid of items that make your space look smaller will go a long way to making your home feel spacious. The goal is to create focal points in main living areas that potential buyers will find appealing, comfortable and inviting. It is also easy to create more of an upscale look with simple staging items such as oversized throw pillows, and fancy brand-name items from Marshall’s such as bath salts. When it comes to staging items, sometimes the right item makes a subtle but impactful difference.

 

Hire a real estate professional to help you identify what you need to do and to help you come up with a written game plan and roadmap to position yourself to sell quicker and maximize your profit. Many real estate professionals offer in-house staging advice and services as well, so don’t be afraid to ask.

 

Don’t Forget About Moving Day

It’s easy to get caught up in the process and forget about the actual nuances of moving. There are many ways to help you keep control and have your possessions organized throughout the move. Again, it’s important to write everything down! You will thank yourself later.

 

Reach out to your real estate agent for ways to help you make a plan. Some tips include creating a record keeping system with a number on every box you pack and a corresponding list with the contents. Designate a room as the Packing Central. Contact moving companies well in advance to secure the best quote.

 

The Bottom Line:  Have a Plan!

Buying and selling real estate is possibly one of the largest decisions you will ever make. Like anything in life, being prepared and having a plan in place will make the transition more seamless.

 

Did we say make a list?
Whether you are one week away or one year away from buying a new home, a targeted plan that fits your wants and needs will be well worth it!

 

Alissa Christie is a real estate broker and owner of Greater Newburyport’s #1 Real Estate team, BENTLEY’S Real Estate. She is a beach lover, runner, attorney, real estate enthusiast, wife, parent of 2 girls ages 4 and 6 and soon to be golden retriever owner. Her modern approach to home sales and her polished negotiating skills enable her clients to have an elevated real estate experience. She can be reached at Alissa@newburyport.com or (978)494-3807.

BENTLEY’S Customer Appreciation Event 2016

Bentley's Customer Appreciation Event 2016, Newburyport Real Estate

The Custom House Maritime Museum created the perfect setting for the 1st Annual BENTLEY’S Customer Appreciation Event.  Over 200 BENTLEY’S real estate clients were welcomed by an upbeat brass band to get the party started, as they toured the beautiful historic maritime museum.  The party flowed outside on to the back lawn under an extra high spectacularly lit tent.  Guests enjoyed picture perfect weather and beautiful views of the boats on the Merrimack River.  Jim Rogers and his Andiamo team catered a top notch feel with an amazing selection of food.  New England Wine & Spirits brought in their 90 Plus representative featuring a wine tasting with a special selection of high end 90+ wines, in BENTLEY’S branded stemless wine glasses.  The entertainment was exceptional!  Carubia Brass Bands drew crowds to the front of the Custom House for the start of the party and local favorite Dan Sky took the party to the next level packing the dance floor, as many folks lined the exterior walk way and benches around the tent to enjoy his incredible music.  Of course the Bentley’s team made thoughtful decisions to plan this wonderful BENTLEY’S Customer Appreciation Event, but the true magic behind this over the top, Best of Newburyport event was performed by local event planner Tiffany Learned of Detailed Engagements.

After establishing the number 1 real estate team in Essex County and growing from 6 to 15 people, Robert Bentley opened the BENTLEY’S office in partnership with Alissa Christie, an attorney and top producing real estate agent.  BENTLEY’S Greater Newburyport is located at 2A Winter Street, and you will see their many for sale signs all over Newburyport and surrounding towns.  The BENTLEY’S office also has agents who service Southern NH as well as folks who work with clients all over the North Shore and down into Boston.

In addition to being a great celebration of the BENTLEY’S team success in real estate, the BENTLEY’S Customer Appreciation Event was also perfectly timed with the launch of the Newburyport APP, the mobile version of the Best of Newburyport VIP Card.  The APP takes the loyalty program to the next level, enabling card holders to digitally display their VIP Card, and easily view discounts for the 180 participating local restaurants and retailers.  Just type “Newburyport” in the Apple or Google store to download.  The APP is free to download, and login credentials are sent with the purchase of a VIP Card.  For $25 folks enjoy discounts EVERY TIME they visit the 180 local participating businesses plus, $10 of the purchase is a donation to a local non-profit partner organization of their choice.  Robert Bentley and his wife Laura own and operate Newburyport.com.  In addition to the Best of Newburyport VIP Program, the site has a robust local Real Estate Portal, Greater Newburyport Events Calendar, beautiful live views from 13 Live Webcams, and it offers great information on Things To Do in the Greater Newburyport area.

Newburyport A Destination City

By Robert Bentley, Newburyport.Com Correspondent
CEO/Owner & Residential/Commercial Sales Specialist for Bentley's, Robert has been the #1 agent in the Greater Newburyport market for the past six years. Robert's success is due to his dominance with on-line real estate marketing, strong negotiation skills, and good old fashioned work ethic. Robert has a strong sales, marketing, and finance background and always does what is necessary to get the deal done, and make his clients happy. Experience and proven reputation are key when you are making the largest financial transaction of a life time.
Robert Bentley
Newburyport A Destination City, Newburyport MA

Newburyport a destination city, serves as the hub for many North Shore and Southern NH towns.  Newburyport’s historic charm, amazing restaurant & shopping scene not to mention the beautiful water views all put Newburyport in high demand for the great lifestyle this unique community offers.  Newburyport provides the opportunity to experience city life along the Merrimack River and enjoy beautiful beaches with a quick ride or bike over to Plum Island.

Newburyport real estate offers something for everyone.  Whether you are in search of a multi-million dollar property water views, ocean and river front or just a one or bedroom condo, Newburyport is a city that you must explore.  As a city, Newburyport has a high walkability score.  Living in the downtown area you are able to enjoy the vibrant and diverse cultural environment created here in Newburyport all enjoyed without the stress of getting it a car.

Newburyport also offers convenience for commuters with quick access to both Interstate 95 as well as 495 making Boston, Southern Maine, Southern NH and points west all very accessible.  In addition, the commuter rail is a great way to travel to Boston and the C&J Trailways bus provides quick and comfortable access to Logan Airport and South Station.

Call Robert Bentley anytime with questions @ 781.858.5115.

 

Plum Island Pink House

By Damian Turco, Newburyport.Com Correspondent
Principal Attorney and Owner of Turco Legal, Attorney Turco is highly regarded as an expert in the areas of divorce and family law. He has represented hundreds of clients through divorces, modifications, contempt matters, and other family law matters from beginning to end. He sits on multiple committees for the Mass Bar Association, has been recognized by Massachusetts Lawyers Weekly as one of the state’s upcoming top 25 lawyers of 2015. Attorney Turco’s donates considerable time to help within the community. He serves on the board of LARC, a legal non-profit that helps thousands of lower income folks get desperately needed legal help. He also volunteers his time monthly delivering legal assistance at homeless shelters, day shelters, and soup kitchen’s in Boston, Lowell, Lawrence, and Salem.
Turco Legal
Plum Island Pink House, Newburyport MA by Damian Turco

How many times have you driven past that old pink house on your way out to Plum Island and wondered what it’s all about?  There’s something about that house that just sets the tone as it whisks by the car.  It’s kind of eerie looking.  Kind of beat up by the weather over the years.  It certainly seems like it’s in an odd place.  I used to live out on the island and like many of us, still frequent the great natural space out there.  That house just seems to catch my eye every time I come around that bend.  Is it the remnant of a lovely estate?  Maybe a millionaire who just had to be by the airport but not too far from the beach?

Nope.  It turns out, as I never would have imagined, that the only thing it’s a remnant of is a spiteful divorce from 1925!  What??  How is that possible?  But it is as I learned from Amanda Hoover’s Boston.com article this morning.  And as a Newburyport divorce lawyer, I must say, I’m intrigued.  As Amanda’s story explained, the house is the centerpiece of a poorly drafted divorce separation agreement which required the Husband to build the Wife with an exactly replica of their downtown Newburyport marital home.  The only problems is that the agreement didn’t say where it had to be built. . . oops.  Read more about this story and why good drafting is critical in any divorce here on my Newburport Divorce Blog.

Photo by Karen Lynch.

 

Prices Adjust with Increased Newburyport Housing Inventory

By Robert Bentley, Newburyport.Com Correspondent
CEO/Owner & Residential/Commercial Sales Specialist for Bentley's, Robert has been the #1 agent in the Greater Newburyport market for the past six years. Robert's success is due to his dominance with on-line real estate marketing, strong negotiation skills, and good old fashioned work ethic. Robert has a strong sales, marketing, and finance background and always does what is necessary to get the deal done, and make his clients happy. Experience and proven reputation are key when you are making the largest financial transaction of a life time.
Robert Bentley
Bentley's Real Estate, Newburyport MA

The Newburyport real estate market remains strong, but prices adjust with increased Newburyport housing inventory for the summer months, and Fall is starting to look the same.  The area saw premium pricing during the Winter months due to the low inventory but the Spring and Summer markets have provided buyers with many more options.  Properties in the mid and lower tier price points are selling as long as they are priced appropriately.  The upper tier housing market is not moving as quickly but again, the properties with realistic price points are selling.

Although we see some fluctuation in inventory and price points, the overall demand for Newburyport is strong.  The thriving downtown has so much to offer.  Newburyport serves as the hub for other North Shore and Southern NH towns with many great restaurants and shops and it’s beautiful views along the Merrimack River and close proximity to the beach.  The schools are strong as well with Newburyport High School just being ranked 253rd in News Weeks 2015 annual top 500 high school ranking and only one of 19 in Massachusetts.

If you are looking  to move to Newburyport, now is the time and if you are already a resident, it is highly likely that you have made a great long term investment by purchasing property in Newburyport. Contact Robert Bentley of Bentley’s to find out how much your Newburyport home is worth in today’s Newburyport MA Real Estate market.

Newburyport has become a top town on the Massachusetts North Shore, so when folks learn they are relocating here they first look to learn about this great community.  “Home Buyers are increasingly researching community first and not Real Estate as quality of life, schools, active lifestyle all remain large considerations to the home buying process” says Robert Bentley, Boston Power Player and the top agent in Greater Newburyport.

“We are seeing increased traffic on Newburyport.com and soon will have Newburyport Home Search built directly on the site’s real estate page that will allow visitors complete and direct access to MLS home for sale data updated real time.” Excitement for the value of Newburyport Real Estate remains high and inventory comes and goes, so working with a top local agent is critical to the Newburyport Home Search.  Reach out to Robert Bentley anytime with questions @ 781.858.5115.

 

Newburyport Makes Newsweek 2015 Top 500 High School Ranking

Newburyport Makes Newsweek 2015 Top 500 High School Ranking, Newburyport MA

Massachusetts was well represented with 19 schools making the recently released 2015 Newsweek top 500 national high school ranking.  Congratulations to Massachusetts and our local community with Newburyport High School ranking 253rd and Greater Newburyport town of Georgetown High School ranking 278th.

The Newsweek ranking evaluates schools on a broad range of criteria in an effort to identify schools that excel with preparing students for college and addressing socioeconomic inequality.  They publish two lists, one that is based only on performance results, called “America’s Top High Schools 2015” and a second list called “Beating the Odds 2015” which ranks based on performance results but also takes poverty rates into consideration.

Below is the list of all Massachusetts High Schools to make the list.  Visit Newsweek.com for the full national ranking and more detail regarding ranking criteria.

 

  • 16 – Dover-Sherborn Regional High School
  • 52 – Medfield Senior High School
  • 54 – Weston High School
  • 67 – Newton North High School
  • 75 – Westwood High School
  • 93 – Hopkinton High School
  • 115 – Hingham High School
  • 128 – Shrewsbury Senior High School
  • 139 – Groton Dunstable Regional High School
  • 207 – Longmeadow High School
  • 253 – Newburyport High School
  • 278 – Georgetown High School
  • 315 – Arlington High School
  • 381 – King Phillip Regional High School
  • 396 – Marblehead High School
  • 424 – Ashland High School
  • 448 – Natick High School
  • 451 – Braintree High School
  • 492 – Chelmsford High School

 

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