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Blue Ribbon Water Purification Provides a Whole House Water Filtration Solution

Great Tasting, Healthy Water From Every Faucet in Your Home

If you’ve ever had a glass of water that just tasted really exceptional, there’s a good chance it came through a water purification and water filtration system. Local Newburyport company, Blue Ribbon Water, does just that—delivering healthy, great-tasting water to every faucet in your home. What makes their product truly stand out from an ordinary water purifier is that they install their system at the entry point of your home. This allows all of the water that flows into your house to be filtered—providing the purest H2o for drinking, bathing, laundry, and more.

So is it really important to install a water filtration system? As Blue Ribbon Water points out, municipal water facilities adhere to EPA requirements to keep your water microbe and bacteria-free and safe to drink—but safe does not necessarily equal healthy. Being a local Newburyport company, Blue Ribbon Water has spent ample time researching the area’s H2o to best understand the most common municipal water problems. Residents that install a water purification system with them will be given a filter selected to address the problems they discovered in their research—trihalomethanes, silt, sediment, chlorine, and other VOC’s. Blue Ribbon Water also continuously monitors the municipal water in the area and can adapt your water filtration system if new threats emerge.

While your health is obviously the greatest benefit of water purification, there are also many additional perks to having a system in your home. These include a longer life span for appliances and your water heater with reduced sediment buildup, more vibrant skin and hair, brighter laundry, and even healthier pets. You are also reducing your plastic consumption and helping the environment with bottled quality water flowing from your faucets, removing the need to purchase your drinking H2o.

Blue Ribbon Water makes the entire process of installing and maintaining a whole house water filtration easy. They literally do everything! Your quoted price includes local licensed plumbers that will come to your home to put in your system. Blue Ribbon Water will then maintain your filtration system by changing out your filters when needed. So all you have to do is kick back and pour yourself a nice clean glass of water and enjoy. Ready to install your new water filtration system? Contact Blue Ribbon Water today and you can be up and running in just a few weeks!

Blue Ribbon Water

By Bill Cooper , Newburyport.Com Correspondent
As President & Co-Founder of Blue Ribbon Water, Bill Cooper utilizes his extensive sales and marketing experience combined with strong knowledge of local municipal water challenges to create an environmentally conscious company that delivers whole house water filtration systems. Blue Ribbon Water’s focus is to deliver “Cleaner, Healthier, Great Tasting Water” (sm) throughout the entire home, restaurant, or business. The company was founded on three simple principles: 1) Be the expert on the water in each town we do business, so our solutions is the best possible. 2) Deliver superior full customer service including installation and scheduled filter changes. 3) Be honest and don’t sell customers what they don’t need. Other water filter companies, or plumbers who do water filters ‘on the side’, lack in all these areas. For instance, many residents are told they need an expensive water softener when they do not. City water rarely needs a water softener. Other companies leave it up to the customer to remember to have their filter changed. Blue Ribbon Water keeps a database of filter changes and automatically alerts the customer. Bill has lived in Newbury with his wife Debra for over 30 years. They raised their two boys here, and Bill was on the Newbury Finance Committee.

How to Prepare for Hydrant Flushing – Scheduling & Tips

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Hydrant flushing typically occurs twice a year—in the spring and fall. Newburyport is currently in the middle of hydrant flushing which started Monday, September 20th and is expected to run through the month of October. Why does the city do it? Hydrant flushing is beneficial for the city street water pipes and ensures the safe operation of hydrants. However, the process dislodges buildup in the street pipes that then travel to your home. It’s key to know when your street is being flushed so you can take the proper precautions to protect yourself and your home.

When your street is being flushed, your water turns brown, and particles can become lodged in shower heads and faucets and settle in the bottom of water heaters. If your street is currently flushing, you should avoid drinking water from your faucet—this includes water for your pets. Along with clogging water filters and temporarily contaminating your drinking water, hydrant flushing can also discolor clothing if the water is used to do laundry.

When it’s your streets turn to be flushed, I recommend that all of my Blue Ribbon Water customers change their water filter to bypass mode. If you have a water filter, all of that ‘muck’ will be filtered out, which is good. But filters have tiny, tiny pores that can become clogged as the water passes through it, lowering your water pressure and shortening the life of your filter. We alert all of our Blue Ribbon Water customers when it’s time to change their filter settings to preserve its longevity and to give our customers an advanced warning to plan around hydrant flushing schedules.

So how should you plan for hydrant flushing? The City of Newburyport recommends a few steps that apply to both those with and without a filter.

  • Keep your eye on the city website for what day your neighborhood is being flushed.
  • On that day, limit the use of water and delay doing laundry.
  • Avoid drinking water from a faucet.
  • Do not use hot water, as particles can settle in the bottom, and take longer to clear.
  • We recommend to our customers with filters to put it in ‘bypass’ mode, if available.
  • At the end of flushing, run an outside faucet, or utility sink until the water clears up.
  • Put your water filter back in operation mode.

Newburyport provides a list of streets every morning on their homepage. They do not publish streets in advance, so you do need to check every day.

Greater Seacoast Community Bank

Journey Well with Newburyport Bank

Life is full of different adventures, from starting a family, buying a home, to embarking on a business dream. Whatever journey you’re on, it helps to have the support of Newburyport Bank, a mutual savings bank headquartered in Newburyport, Massachusetts. The community bank has 11 locations in Massachusetts and New Hampshire and over $1.2 billion in assets.

This strong, independent community partner is committed to helping you journey well. Since 1854, the local bank has served as a financial guide for the people and businesses of the Greater Seacoast, offering a complete range of personal and business products and services, as well as advanced technologies in online and mobile banking.

Newburyport Bank is actively involved in the betterment of the communities they serve, and are well positioned to help you navigate what’s ahead, support you during challenges, and help find solutions that serve you well today and in your future.

The bank has invested in state-of-the-art facilities to support the “Universal Banker Model,” which helps you connect to a banker quickly and all but eliminates traditional teller lines. Highly skilled bankers are prepared to handle your needs from simple to complex.

Committed to providing specialized services to meet the needs of its diverse customer base, Newburyport Bank offers Private Client Group, which assists high-net-worth individuals in their banking needs. In addition, the bank offers products and services designed for government entities, nonprofit organizations, veteran-owned businesses, medical professionals and more.

A big supporter of philanthropy, the bank founded the Newburyport Bank Charitable Foundation in 2003 to carry out its mission of helping neighbors and businesses navigate life’s journey well. Supported solely by Newburyport Bank, the Foundation provides grants to nonprofit organizations located in the greater Newburyport and New Hampshire Seacoast areas. Since the Foundation’s inception, the bank has contributed over $4 million and the Foundation has made awards of more than $3 million.

As a premier employer in Massachusetts and Southern New Hampshire Seacoast, the bank is dedicated to developing talented, committed and passionate employees who provide attentive service and give back to community through numerous volunteer efforts.

Deposits at Newburyport Bank are federally insured by the Federal Deposit Insurance Corporation (FDIC), with excess insurance provided by the Depositors Insurance Fund (DIF).

Newburyport Bank

By Bill Palm , Newburyport.Com Correspondent VP, Senior Residential Loan Officer NMLS# 33986, Direct Phone (978) 462-1500
I’ve been helping people buy homes in the greater Newburyport area for almost 25 years. It’s rewarding to use Newburyport Bank’s competitive loan programs and rates to find the perfect loan product for each client. My specialty is construction/renovation lending and finding creative solutions for my clients. I’m a graduate of Salem State University, where I studied finance. In my free time, I boat, ski, watch the Bruins and Patriots, and spend time with my family.

A Bridge Loan Makes the Path to Your New Home Easier Than You Think

Bridge Loan from Newburyport Bank

Every day, countless people in our community purchase homes without knowing the financing programs available, including the bridge loan. Some are buying their very first, while others are closing on their dream retirement property. When you embark on the journey of buying a new home, there are important things you should know so you can do it well.

First off, everyone has different preferences, from the furniture you buy to the location you choose. You want everything to be perfect. Another area that should fit you just right is the financing. (So many decisions to make!) Be sure you know all your financing options including how a bridge loan works.

Often a certain loan can help you land the home you want—when you want it—without any type of contingency in place. For instance, Newburyport Bank offers something called a bridge loan for home purchase (aka contingency buster). As a lender who serves this community (including many friends, families and neighbors), I’m always reminding my clients that the journey to your new home doesn’t need a contingency.

What is a bridge loan?

Our bridge loan program allows a potential home buyer to use the equity in their current home as down payment toward the new home, without it being sold first. Since Newburyport Bank is a community bank, we’re really focused on serving the needs of homeowners who live right here in our communities. And a bridge loan has proven to be extremely useful.

Bridge loan financing is a transitory loan (meaning it’s temporary) that eliminates the need to present an offer on a new home with a contingency to sell your current house. Think of it as a bridge gap loan or short-term loan. It creates so many possibilities for homeowners who want to buy a home without the worry of having to sell their current house first.

Since our bridge loan eliminates the need to present an offer with a contingency to sell a current home, you have a better chance of getting your offer accepted—and the appropriate financing to support your new adventure.

With bridge loan financing, you:

  • Can present an offer without a contingency to sell current home
  • Can use the equity in your current home as down payment toward your new home, without it first being sold
  • Can qualify for a higher purchase price on the new home since no payment on the current home is used in qualifying; only the proposed new home payment is used in qualifying
  • Can avoid maxing out a mortgage on a current home by taking out a HELOC to purchase a new home
  • Can get a free recalculation of the principal and interest payment on the new home mortgage if you choose to use the additional equity realized from the sale of the old home to lower the payment; this removes the need and expense of refinancing

Buying a new home is like going on an exciting adventure! You don’t want anything to get in the way of achieving your homeownership dreams. As a lender who loves to support and guide people on this exciting journey, I don’t want anything to get in the way of your dreams, either.

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Newburyport Architects Transform Your Vision into Stunning Architectural Designs

MPG Home Design Architects Strive to Exceed Customer Expectations  

Are you in need of a an experienced architect, dedicated to providing customized design solutions at an affordable cost? MPG Home Design is a full service Architectural Design studio serving the Greater Newburyport area since 2008 with a broad offering of services including: architectural design, design consultation, and project management for any sized project.

Whether it’s new construction, home addition, kitchen, bathroom or basement remodeling, MPG architects provide sensible design solutions at an affordable price. Think of them as your “design concierge” – working hand-in-hand with clients to make the architectural design process seamless and stress free – for architectural components inside, outside and all around the home.

MPG Home Design is different than most architects. Their fee structure is easy to understand. Their process is straightforward and agile. And their goal is to demystify architectural design so clients have clarity on what they’re getting and paying for.

Clients come to MPG Home Design architects for a wide variety of deliverables including:

  • Schematic architectural design concepts to express their vision
  • Documentation and plans to secure a building permit
  • 3D modeling so they can see what a new space will look like
  • Construction details to ensure more accurate contractor estimates

The “MPG” design philosophy is all about being modern, practical and green.  They like to mash up styles – modern with traditional, soulful with functional, old with new architecture. And they always strive for cost-effective, eco-friendly solutions.

While their architects specialize in home design they also bring a similar approach to retail, commercial, corporate and hospitality projects. No matter what your architectural design needs, MPG Home Design wants every client to have an enjoyable experience. That’s why they focus on…

  • Deliberate Design: They listen and learn about the way you live so they can create design that’s both functional and aesthetic.
  • Responsiveness: They never leave you hanging. Their architects return calls, provide status reports and are always there to help. They run a tight ship!
  • A Simplified Process: They make the architectural design steps accessible and understandable by speaking like a human and avoiding archi-babble. They also offer tutorials and worksheets to educate their clients.
  • Considerations for Cost: They use a “minimum viable planning” methodology so clients don’t have to buy the whole enchilada.

Want to learn more? Give them a call about your next renovation project and they will gladly share real life experiences from over 280 projects.

Call MPG Home Design at 978-255-1515.

MPG Home Design

By Mindi Poston Gay , Newburyport.Com Correspondent
Mindi is Principal Architectural Designer, Assoc. AIA (American Institute of Architects) and has been practicing architecture and interior design for over 25 years. She’s a graduate of the Boston Architectural College (BAC) with a degree in Architecture and has worked in renowned architectural firms including Payette Associates, EGA Architects, Carpenter & MacNeille Architects, Essex, MA, and TMS Architects. Her work has been featured in Architectural Digest, Design New England Magazine, New England Home Design Magazine, North Shore Magazine, Newburyport Magazine, The Boston Globe, USA Today Home Magazine, as well as Apartment Therapy, Discovery Channel and Planet Green Channel.

Architectural Styles of Newburyport Meet Reimagined Interiors

Architectural Styles, Newburyport, MA

Architectural styles abound in Newburyport. As you drive down High Street you’ll see examples of Cape, Mission, Bungalow, Modern Farm House, Federalist, Mansard, Greek Rival, Mid-Century, Ranch, Colonial and many more. Each style represents a different part of history and design theory.

The diversity of architectural forms is what makes this town so interesting. From timeless to trendy, Newburyport’s charm is linked to the co-existence of architectural styles. Amidst the variety, big changes are afoot. You’ll see changes happening on the outside with new porticos, garage additions, modern window replacements and material/color updates. But even more is happening behind closed doors.

Long ago, rooms were smaller and heavily divided by function. It was common to have separate parlors, dining rooms, and serving quarters – Each space designed for a singular purpose. Today’s family craves more open and flexible living. To achieve this goal, the layout of the inside of a house needs to be reimagined yet still harmonize with the exterior architectural style. Thanks to technology, structural engineering and great architectural design, most homes can be dramatically transformed to better serve a modern lifestyle.

Over the last year, we’ve noticed a common theme in renovation requests. Home owners have consistently asked, “How can I…”

  • Open up the dining or living room space for better flow with the kitchen
  • Improve overall kitchen functionality – get a bigger island, more storage, open shelving
  • Blend indoor with outdoor living – get more windows, views, and light
  • Replace dated trim and molding detail with more modern, simple lines
  • Convert a tired, cluttered bathroom to a more refreshing, spa-like refuge

No matter what the architectural style of your exterior, there are endless possibilities for interior transformations. It’s fun to explore all your options. That’s why we’re fans of dreaming big and then designing across a spectrum of change, from mild to magnificent.

In most cases, the process starts by documenting the existing conditions. Using the latest 3D camera technology, we can capture hundreds of views of an existing floor plan and stitch together a “doll-house” visual model. All key dimensions are then imported into CAD to create a baseline for new designs.

From there the architectural styles are incorporated into multiple schematic designs are developed in both Floor Plan and Elevation views. Computer modeling allows us to depict the design dimensionally to bring it visually to life. Sometimes a single design rises to the surface as the winner. Other times, a mash-up of several designs becomes the new hybrid solution. The selected architectural plan is vetted for feasibility and submitted to contractors for initial bids. When done efficiently, the Schematic Design process can take less than 8 weeks.

Whether it’s an antique Sea Captain’s home, or a conventional ranch, interior home transformations can have a huge impact on day-to-day living without noticeable change to the exterior. Of course, the exterior can be transformed as well, but we’ll save that for another blog!

The result is a better use of space, increased flow, improved views, more storage, less clutter, cleaner lines, and more environmentally friendly materials… Not to mention increased home value in a rising market!

No matter what type of house you live in, there’s a way to adapt the floor plan, wall position, entry ways, staircases and any other structural or non-structural component to improve your lifestyle.  Having an architectural strategy and an architectural plan are the keys to unlocking your home’s true potential.

Want to see the possibilities? We’d be happy to show you how our experienced Newburyport architects can take your home to the next level.

Best of Newburyport Doggie Daycare & Grooming

The Beach Dog: Daycare, Grooming & Love

The Beach Dog Daycare is a full service doggie daycare and grooming facility focused on ensuring that every dog receives individual attention geared towards their specific needs and home routine. The staff strives to “love each dog as if they were their own” helping owners to feel good about the fact that their dog is being well cared for and is happy rather than being home alone. The Beach Dog staff consists of a very experienced team, all of whom are fully CPR certified.

The Beach Dog Daycare is a hands on, cage free center that provides substantial indoor space, plus outside space for fresh air and free play. All dogs are matched and kept in separate rooms depending on their size and personalities. The Beach Dog has has two locations: the primary facility in Newbury and a second location specifically for small dogs, under 10 pounds. The Little Beach Dog is located in Newburyport and was opened to provide specialized care for “little dogs with big attitudes of the world!”

Whether you are a doggie daycare client or not, the Beach Dog also offers grooming services. Having a professional dog groomer on hand makes it easy for you to book an appointment and have your grooming needs taken care of while your dog is onsite for daycare. Book a grooming appointment through the grooming menu located on the website or call the Beach Dog directly. You can easily pick your grooming requirements and book your appointment online or call the daycare directly.

The Beach Dog Daycare prides itself on a few enmities that are unique to their doggy daycare. They have a PureAire UVC system, which helps them to keep pure air circulating throughout the facility.  This ultraviolet technology is placed in the air filtration system and kills any airborne mold spores, viruses or bacteria.

The Beach Dog  Doggie Daycare also offers a valet service to any of their clients within a 10-mile radius of our facility. They know how busy you are so their valet system scratches one more item off of your to-do list. Miss your dog during the day? Simply log onto the Beach Dog website and view your dog at anytime during the day using their webcam system.  Visit our website to better acquaint yourself with our services, staff, and the Beach Dog online enrolment forms.

Beach Dog Daycare

By Kim Casey , Newburyport.Com Correspondent
Kim is a huge animal lover and proud owner of two labs. Kim is also an Internet marketer and works closely with The Beach Dog Daycare in Newburyport. She enjoys writing and researching combined with blogging. She is an independent marketer and is self-employed but being an animal lover The Beach Dog Daycare is one of her favorite clients.

Vacationing Dogs with The Beach Dog Daycare

Vacationing Dogs at The Beach Dog Daycare, Newbury MA

The Beach Dog Daycare would like to announce a new sector to our services. We are now accommodating vacationing dogs in the Newburyport and Plum Island areas at the daycare. Have your dog spend a day with us and enjoy a socially active day with other dogs, while you vacation with the confidence that your furry family member is enjoying their dog vacation just as much as you are! Tell your family and friends before they head into town so that they can pre-register and book before our daytime schedule between Monday and Friday reaches capacity.

We are also delighted to announce that we are collaborating with Plum Island Beach Rentals. This rental company makes sure to have pet-friendly accommodations for our families that like to take their dogs on vacation with them. Use our website to cut down on your research time and plan a dog vacation quick and easy.

Here is a quick overview of what we offer vacationing dogs in the Newburyport and Plum Island areas. Doggy Daycare is available Monday through Friday. This includes the same free valet services as our own daycare clients. Yes, you heard that right. Plan your vacation hours without having to run your dog to daycare. Book ahead and put your vacationing dog on our morning and afternoon valet route. We typically cater within a 10-mile radius but exceptions can be made, again please call ahead. We are a full-service dog daycare. This means we offer grooming and training, two very convenient aspects for a dog vacation.  All of our staff members are CPR certified and we have a reliable vet in our area that we use for our local dogs so we can assure you that in an emergency your dog would be in good hands.

Please view A Day at The Beach on our website for a more detailed description of our services for vacationing dogs to our area.

Also please note that it is imperative that your family and friends pre-register before they arrive on vacation. Applications, vet releases, bookings for daycare, valet, grooming, and training sessions must all be on the schedule before vacationing dogs arrive at The Beach Dog Daycare.

Lastly, enjoy your stay!

 

Experienced Newburyport Divorce Attorney and Family Law Practice

Rebuild A Strong Stable Future

Working with an experienced Newburyport Divorce Attorney and Family Law Practice is the key to building a strong stable future for yourself and your family.  Divorce is one of the most significant emotional and financial decisions you will make in your lifetime.  You don’t need a new best friend.  You need a trusted and experienced adviser who can help you make informed decisions.

There are numerous decisions to consider with a divorce.   Many of these decisions will have long-term implications, so make sure you understand the ramifications of your decisions.  It is critical to work with a Newburyport Divorce Attorney and Family Law Practice with tremendous experience helping families navigate these stressful times.  Damian Turco of Turco Legal has seen every scenario imaginable, giving him the knowledge to advise his clients regarding the many complex issues associated with divorce. He is a good listener and asks critical questions to help his clients make decisions that will enable them to move their lives in a positive direction.

Every situation is unique and it is critical to have a strategy for addressing key issues.

  • How will you determine an appropriate and fair amount of child support
  • Duration of time child support should be paid and what it should cover
  • Health insurance and other uninsured health care costs
  • What other expenses can a court order paid
  • What if your child has scholastic or medical needs that exceed approved support
  • Tax dependency exemption
  • Alimony guidelines and timelines
  • Fair and reasonable property division

If your looking for a top Newburyport Divorce Attorney and Family Law Practice give a call to Turco Legal and let Damian and his team help give you peace of mind and guide you to a brighter future.

Turco Legal

By Damian Turco , Newburyport.Com Correspondent
Principal Attorney and Owner of Turco Legal, Attorney Turco is highly regarded as an expert in the areas of divorce and family law. He has represented hundreds of clients through divorces, modifications, contempt matters, and other family law matters from beginning to end. He sits on multiple committees for the Mass Bar Association, has been recognized by Massachusetts Lawyers Weekly as one of the state’s upcoming top 25 lawyers of 2015. Attorney Turco’s donates considerable time to help within the community. He serves on the board of LARC, a legal non-profit that helps thousands of lower income folks get desperately needed legal help. He also volunteers his time monthly delivering legal assistance at homeless shelters, day shelters, and soup kitchen’s in Boston, Lowell, Lawrence, and Salem.

Trends in Massachusetts Divorce Law: Equality and Structure

Turco Legal, Divorce Law Trends, Newburyport MA

Divorce law trends are moving in a direction of equality and structure. Divorce may seem like a modern issue.  That is, it sometimes seems like one of those problems with society that’s far worse now than it used to be.  Perhaps that’s because it’s the type of thing that nobody seems to discuss until it’s happening to them, especially not in a tight community like Newburyport.  Or maybe because it is consistently ranked as one of the greatest challenges one may face in his or her lifetime.  Who wants to talk about that?

Actually, despite it not being talked about much, it’s been an important and impactful part of society since shortly after the existence of marriage.  Its prevalence has fluctuated over the thousands of years of recorded history and the trend has largely followed the influence of religion on government and society generally.

While there is disparity around the world as to the popularity of divorce, it is clear that in Massachusetts, like most states, the law is trending from what we would consider traditional to a system of equality and structure.  Here’s how the main issues in divorce are treated in Massachusetts and are trending nationally today.

“Child custody” is still the terminology used in Massachusetts, but many states have done away with it, instead opting for more neutral terms such as “time sharing”, reflecting a growing national view of co-parenting that makes it a point to not characterize children as property or either parent as the “primary” one.  While most divorces with children still result in one parent having about a third of the time and the other having two thirds, there are more judgments granting equal time between parents than ever.  Family Law Judges in Massachusetts continue to have broad discretion in fashioning parenting schedules, so putting the relevant facts about ones case into evidence is just as critical as ever.

Child support is treated as a statutory calculation, considering the income of the parties, the parenting schedule, employment-related child care, and health insurance in nearly every state.  While there is not much movement nationally on this issue, every state periodically adjusts the guidelines figures, so the amount set for child support tends to go up over time.

Alimony is perhaps the most inconsistently treated issue across the country, recently having been overhauled in Massachusetts in 2011.  While some states have actually done away with permanent alimony altogether, Massachusetts has added more structure and limitation into the law.  Permanent alimony is now generally only available in Massachusetts when the marriage lasted over 20 years, with shorter term types of alimony are more tailored to the situation.  Generally, the longer you’ve been married, the longer the alimony is likely available, if available at all.

Property division is unique in Massachusetts, with judges having more discretion than in most other states.  That’s because in Massachusetts all property is part of the marital estate subject to division by the court including premarital property, gifts, and inheritances.  Many states carve these types of assets out of the marital estate, but in Massachusetts we give judge’s more authority to determine an equitable or fair result.

Massachusetts divorce law is quite sophisticated.  We live in a community of highly intelligent, hardworking, family-focused individuals who for many can’t avoid the realty of the breakdown of a marriage.  There will always be an element of loss associated with divorce and that comes with a grieving period.  But, when properly educated on divorce law and with the right counsel and support, more parties can and do move on to a better life.  So, if you’re facing divorce and living in our community, don’t be afraid of the issues.  While you may not want to discuss it over drinks at Adiamo’s or while the kids circle you at Gelato, there are plenty of Newburyport divorce lawyers, including me, who will help you through the process.

 

 Residential & Commercial Interior Design Top Newburyport Interior Designer

Greater Newburyport’s Interior Design Experts

Are you in need of a top North Shore Interior Designer? Worthington Interior Design serves Newburyport and the surrounding areas, offering complete residential and commercial design services for the discerning client. Worthington Interior Design welcomes the opportunity to work with you creating well-functioning and distinctive spaces that are both comfortable and enjoyable.

It is important to choose an interior designer with broad project experience including: refreshes of current décor: nurseries/children’s bedrooms, master bedrooms/suites, playrooms and beyond. Worthington Interior Design can assist with renovations of family rooms, dining rooms to kitchens and baths; along with new construction projects working with Architects to bring your vision to life.

Whether it’s selecting a color palate, lighting, furnishings, window treatments or accessories, clients appreciate the Worthington experience and the strong ability to mesh with each clients unique sense of style. Choose an interior designer who can manage the details of project, budgeting and scheduling, schematic layouts/floor plans, custom millwork, detailed construction drawings, along with coordination and procurement of products and seamlessly managing installations.

Enjoy shopping and sourcing your new fabrics and furnishings with an experienced interior designer who can help save you money on products due to extensive vendor relationships. Whether shopping at the Boston Design Center or procuring through other channels, working with an experienced interior designer makes for sensational results. Did you know hiring a professional designer saves you money? You make fewer errors when it comes to furniture, fabric, accessories and art work, plus paint colors are exactly what you’re expecting the first time around!

Are you opening a new restaurant, needing a more efficient office or planning to relocate your company?  Worthington Interior Design will develop test-fits/redesign of your existing space to maximize utilization. Let the experts at Worthington Interior Design manage the details of your design project so that you can stay focused on running your business.

Whether your thinking about redesigning and decorating room by room or embarking on a major home or commercial renovation; contact Worthington Interior Design to schedule a consultation meeting.

Worthington Interior Design

By Debra Worthington , Newburyport.Com Correspondent
"Southern comfort meets New England proper" Debra Worthington, a well-seasoned professional Interior Designer, merges her southern upbringing and values with her New England traditions to assess your lifestyle. For your home or commercial space we design spaces with timeless beauty. Worthington Interior Design is located in Newburyport. Whether you're a traditionalist or modernist; we work in all genres- " antiques can always be infused with a bit of of playful urban-mix."

Post-Pandemic: Make Your Home Brighter and Livelier

Post-pandemic, make your home brighter and livelier to improve your mental health and revive your desire to venture out into the world as a more peaceful, relaxed individual. Let us look at several ways to brighten your living space, preparing for your re-emergence into the world post-COVID-19:

Change up the scenery

One of the immediate things to enliven your space is to change one or more rooms.  For instance, if a room needs a fresh coat of paint, consider changing the color to one that more accurately affects the mood in that room/space. Paint colors have been shown to impact mood and mental health, choosing colors like blue, render relaxation while green is restorative. Brighter colors in living spaces reflect a jovial mood.

Spring or Summer cleaning

A deep clean after more than a year spent within the home may subconsciously affect one’s mental health. Deeply connecting to the physical nature of your living space for instance having  cluttered areas have been shown to negatively impact how people feel in both the long and the short term. Undertaking a deep cleaning project to clean out the cobwebs is a great way to relieve stress and improve your space simultaneously.

Invest in textiles

Window treatments! The subtle energy given off by having the right window treatments on your windows eludes an anxiety-free with more sunlight to brighten the mood and warm the interiors. Before you selecting fabrics/textiles; you may want to learn what are on  trend are for this year., Be it patterns, roller shades, or even blackout curtains, select textiles that resonate with the happy you!

Search for inspiration

Use the power of the internet to your advantage! Finding inspiration online is a great way to learn how to redecorate, learn more about current interior design trends, and how best to tackle certain parts of your home, like the outdoors. Seeing what others have done with their space can be inspirational.

For instance, putting your crafting skills to the test and reupholstering your furniture can be a great way to bring more color to an otherwise drab space. Reupholstering can be a great way to repurpose a well- made piece of furniture. Great idea for heirloom pieces. Most seasoned Interior Designers have workrooms to have your pieces refurbished. If you are DIYers search for “reupholstery near me,” you may discover numerous services for ways to spruce up your furniture. Prices will vary, depending on size, type of fabric, and any custom designs.

Moving on and up

As we all begin to re-enter the world after the coronavirus pandemic, we all want to come home to a safe, relaxing space.  Utilizing these tips will help you achieve a renewed sense of home as you venture outside. Are you ready to take the next step into redecorating and rejuvenating your home before you head back out into the world post-COVID-19? Contact the industry and interior design experts at Worthington Interior Design today to schedule your home’s glow-up.

Professional Aerial Photography & Video

Unmanned Aerial Vehicle (UAV) Technology

UAV Look is a professional aerial photography & video company based in Newburyport, MA.  Using the latest unmanned aerial vehicle (UAV) technology, these creative experts deliver affordable and quality aerial images and video without having to hire expensive helicopter and plane pilots and photographers to get the same results!

The possible uses for aerial photographs and video are endless. Use them for real-estate to either entice new listings, or catch the eyes of potential buyers. Get unique aerial photos and video of an event you’re hosting, from a concert, to a political rally, to your child’s sporting event or birthday party. Even use an eye-catching aerial photograph or video for your business webpage or social media sites.

Maybe you’re filming a movie or commercial and want a few aerial clips? Or perhaps you simply want a cool and different photo of your property to hang above the mantel. Whatever the reason, UAV Look is the professional company with the technical knowledge, piloting skills, and quality service that you need!

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Contact

UAV Look
Newburyport, MA 01950
(978) 270-5399
Ethan@UAVlook.com

Financial Planning Means Peace of Mind

Guidance On Investments & Budgeting

Is financial planning something you do on your own, or do you have someone you can trust to manage your investments and provide financial guidance?  Do you have a plan, and if so, do you adhere to it?  Do you know if your investments are optimized?

Most people agree that they should have an investment strategy and that it should be reviewed and updated periodically.  Yet many people do not.  It is important to prioritize financial planning and even more important to put that responsibility in the hands of a trusted financial adviser.

Blanchette Financial Group is a company you can trust, whether you have a simple statement question or you need guidance on more complex financial matter.  Steve can assist with managing investments, and planning for the future whether that be a 529 plan or assessing long-term care options for an aging parent.  Take financial planning off of the to-do-list and schedule a meeting to review your specific needs.

 

___________________________________________________________

A Message from our VIP Expert, Blanchette Financial Group 978.462.9500

Securities and advisory services offered through Commonwealth Financial Network, Member www.FINRA.org/www.SIPC.org, a Registered Investment Adviser.

This communication is strictly intended for individuals residing in the states of CA, CO, CT, FL, GA, IN, MA, MD, ME, MT, NC, NH, NJ, NY, PA, SC, SD, TX, VA, VT.

No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services.

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Blanchette Financial Group, Newburyport MA

Contact

Blanchette Financial Group
21 Pleasant Street • Suite 228
Newburyport, MA 01950-2623
978.462.9500
Steve@BlanchetteFG.com

Blanchette Financial Broker Check Logo, Newburyport MA

Accounting & Taxes for Personal & Business

Sound Tax Strategy Means Financial Peace of Mind

Strategy for accounting & taxes is critical.  Is your accountant a valued partner you can trust to guide you with key tax decisions?  All CPA’s, process returns but great CPA’s can enlighten you on various tax options and the advantages and disadvantages associated with your decisions.  Michael Capo, CPA, P.C and his team have extensive experience with both personal and business accounting and taxes.

On the personal side there are many decisions we can make that will provide tax benefit.  Are you utilizing all of the deductions available to you?  Are you tracking personal expenses with a program such as QuickBooks?  In addition to providing valuable budgeting information, these programs can make tax preparation far more simplistic enabling you to quickly pull a report to calculate deductible expenses such as home office, daycare, charitable contributions and so much more.  Do you need help learning to utilize these sorts of tools?  The Michael Capo team has extensive experience and can provide training assistance.

Do you own a business?  Is your business incorporated?  Are you aware of the tax ramifications of an S Corp versus and LLC?  Do you need assistance managing payroll taxes or preparing estimates for your quarterly return?  Michael Capo and team have extensive experience working with businesses and helping to ensure that they are using the most productive processes to manage invoicing and payroll, 401K decisions etc.  It is critical to have sound tax processes in place from the start in order for your business to scale efficiently.

Whether your tax needs are personal, business or both we highly recommend you consider the Best of Newburyport tax Experts at Michael Capo, CPA, PC.

Michael Capo, CPA, P.C.

By Michael Capo , Newburyport.Com Correspondent
President of Michael Capo CPA, P.C. Mike has over 25 years of accounting and finance experience in corporate, individual, independent and government environments. Mike's extensive knowledge is invaluable to his clients and allows him to provide a consultative approach personalized to each of his business and personal tax clients.

Avoid Tax Scams With Awareness Of IRS Process

Tax Scams, Newburyport MA, Michael Capo, CPA

Protect yourself, your family, and close friends against common tax scams.  Take the time to understand key facts that can help you know if you are being legitimately contacted by the IRS, or if you are being approached as part of a common tax scam.  Please read the links below and if you have any questions, feel to free to call the office of Michael Capo to discuss at 978-499-4300.

The IRS will not call you as initial contact for a tax matter.  You will always receive a letter from the IRS if you have a tax issue.  This is a confirmed tax scam.  Do not give them banking or credit card information over the phone.

https://www.irs.gov/uac/newsroom/irs-repeats-warning-about-phone-scams

CP2000 email / Affordable Care Act
The IRS will not email you any tax related notices.  The CP2000 notice can be a valid IRS document however it will come via USPS not email. If you believe that you have an issue with the Affordable Care Act, call the IRS directly at 800-829-1040.

http://www.accountingtoday.com/news/tax-practice/irs-warns-about-fake-tax-notice-scam-79334-1.html

We proactively share information with clients regarding many important tax related topics.  Highlighting tax scams is just one example.  We strive to provide awareness of tax related issues as well as impacts/ramifications of key tax related decisions.  We work to ensure that our customers are armed with information necessary to make informed decisions related to their specific circumstances.

We pride ourselves on  providing top notch accounting services for both individuals and businesses and we offer a broad scope of services.  We assist many clients with a basic personal returns, and for other clients we are managing important tax related elements of their business such as invoicing, payroll taxes, preparation of 1099’s as well as training on accounting tools such as QuickBooks.  Call to schedule an appointment as we welcome the opportunity to assist you with your tax and accounting needs.

Boutique Law Firm with Top Real Estate Attorneys - Best of Newburyport Real Estate Lawyers

Liberty Law & Title – A Boutique Law Firm

Searching for a top shelf real estate attorney?  Liberty Law is a Newburyport, Massachusetts concierge, boutique law firm with an experienced team of real estate lawyers concentrating in all aspects of Residential & Commercial Real Estate, Business, Venture Capital, Product / Invention Development and Licensing as well as private equity and strategy. The goal of the Firm is to manage these often competing business and legal areas professionally and in a manner which produces the most successful legal and business result for our clients in all areas of: Residential & Commercial Real Estate LawCondo Conversions, Business Law Start-Up, Product / Invention Development & Licensing, Mergers & Acquisitions, Private Equity & Strategy.

Liberty Law real estate lawyers are based out of Newburyport, Boston and Portsmouth and proudly represent major lending institutions and banks across New England and beyond as well as start-up companies and ventures, real estate development firms, manufacturing ventures, environmental engineering firms, closely held corporations and government agencies.  In addition, the Law Firm represents lenders, buyers and sellers of real estate in a variety of property matters from residential and commercial transactions and loans, to venture capital, business financing & funding, corporate concerns as well as inventors and product developers – including clients who, with our assistance from inception, have successfully licensed their product inventions into the mass-market retail channels such as Wal-Mart, K-Mart, Toys R Us, CVS, Bed Bath Beyond, Target and other retailers both domestically, and markets abroad.  Through a professional and innovative approach to providing highly expert and competitive legal services, Liberty Law has earned the loyalty and confidence of our various and diverse client base.

Whether searching for a real estate attorney or simply the answer to a real estate question, Liberty Law, a sophisticated boutique law firm  draws upon the knowledge of these varying areas of real estate law in an ever changing legal and regulatory environment, while plying our experience in complex negotiations for the advancement and protection our clients’ best interests.

Liberty Law is a Newburyport based Law Firm with offices located in both the Seaport District of Boston, as well as a new office in Portsmouth, NH.  Liberty law proudly represents its diverse and innovative clients in all facets of Residential & Commercial Real Estate Conveyancing, Zoning, Land Use and Permit Applications before local/state boards, Condo Conversions, entrepreneurship and business / deal strategy. As coastal real estate and legal experts, the attorneys at Liberty work with and assemble only the most qualified talent, engineers and other professionals so as to ensure that its clients enjoy the very best level of team talent available  – all with a focus toward bringing a clients’ deal, transaction, project or matter to a creative, driven and successful resolution.

Founding real estate attorneys Robert Ciampitti, Jr. and Charles S. Palmisano, along with Partner Mike B. McCarthy frequently author and lecturer on a variety of topics in residential & commercial real estate, business, zoning and environmental law and have each co-authored or contributed to Massachusetts Continuing Legal Education publications.  Attorney Rob Ciampitti has also published in the nationally-circulated Environmental Law Journal on the topics of toxicology and expert testimony in proving environmental damages – and was a former Visiting Professor of Business Law at Salem State University, Salem, Massachusetts.  Mr. Ciampitti has also served on the Newburyport Zoning Board of Appeals for over 18 years and is currently the Board’s Chairman.

Liberty Law

By Robert Ciampitti , Newburyport.Com Correspondent
Rob Ciampitti is a co-founding attorney and partner at Liberty Law and represents a dynamic client base of lenders, investors, developers as well as buyers & sellers of real estate – across a variety of land use, zoning, and condo matters ranging from commercial & residential real estate to private financing, development and permitting and innovative deal-strategy. In October of 2020, Rob was admitted to Harvard University’s Graduate School of Design, where he will be completing Harvard’s Advanced Real Estate Management and Development graduate program. An active licensed pilot since 1989, Rob Ciampitti holds a Private Pilot’s License with an Instrument Rating and shares his passion for aviation with his wife and two teenage sons, Rob also enjoys scouting with his two sons and serves as a Scout Leader and Merit Badge counselor for Scout Troop 21 (Newburyport, MA) and is himself an Eagle Scout – recently joined in that honor by both of his sons. Rob Ciampitti was admitted to the Bar of the United States Supreme Court in 2011 and remains an active member in good standing and has held a City of Newburyport Mayoral appointment to the Newburyport Zoning Board of Appeals since 2002 – where he currently serves as the Board’s Chairman.

What’s Up With That Wooden Wheel at Liberty Law

Wooden Wheel, Hoist Wheel, Newburyport Liberty Law

If you have ever been to a real estate closing at  Liberty Law, you may have noticed a huge wooden wheel on the 3rd floor (hand-notched with evenly-spaced square holes – each carefully chiseled along the entire outside circumference of the wheel itself).  You may have also noticed the large ship-mast-like wooden spindle that spans enormous roof timbers all square-carved & fitted into the center hub of that wheel.  If so, then you may have asked yourself (or one of us), “What’s up with that wheel?”

The answer is interesting, though not unique in and around the old buildings of 19th Century Newburyport.  The history of this wheel – and surviving building elements like it around our City – is tethered back over nearly 200 years to Newburyport’s rich clipper ship & maritime heyday.   This wheel was called simply, a hoist-wheel and in the mid to late 1800(s), during the height of Newburyport’s global sailing trade, our 3 story building was used as a retail provisions shop.  Offered for sale inside were goods and wares ranging from the ordinary to the rarified – all arriving along our waterfront aboard locally built Clipper ships (things which today can be delivered by a drone right to your doorstep by 11AM tomorrow ….. but ONLY if you’re a Prime Member). 

If you could travel back in time and see this hoist wheel in say 1830 or so, you would have noticed that each of those notched holes supported a single wishbone shaped iron fork.  These iron forks keep a 2 story knotted rope-loop (a rope chain of sorts) threaded on the wheel itself.  Down below, you would have seen an operator pulling one end of that rope loop hand-over-hand on, which in turn would have spun booth the wheel and wooden spindle above.  Of course, as the spindle turned, it would have pulled another rope to create a manual elevator – lifting heavy goods and cargo to the upper floors.  Even today nearly 250 years later, that wheel still seems to spin with ease.

It was widely rumored during this era that some of this cargo, having survived a voyage from the Far East, West Indies or Europe all the way to our waterfront docks, somehow “got lost” along the final 100 feet of its journey to the Newburyport Customs House.  By whatever unrecorded means these goods finally made their way into the city’s commercial interior, we must count ourselves truly lucky today to be among the current stewards of these architectural treasures of our Clipper City’s maritime past.  These very ordinary yet amazing relics of our maritime past remind us of just how incredible it is to have the privilege to live and work under this rare canopy of such “living history.”

The next time you’re on Liberty Street whether for a real estate closing or “just because,” I invite you to come visit us here at Liberty Law – and check out this hoist wheel for yourself (with its 250 year old hand cut iron nails and notched holes).  By celebrating even the “ordinary” of our past, we help these wonderful treasures stay relevant in our present…and hopefully preserved and protected for our collective future.

Rob Ciampitti is a local history buff and the Co-Founder of Liberty Law located at 11A Liberty Street. Rob is also the Chairman of the Newburyport Zoning Board of Appeals, having proudly served on the Newburyport ZBA for nearly 20 years.

Wooden Wheel, hoist wheel, Liberty Law Newburyport

Homes for Sale in Newburyport MA, The North Shore, Southern NH and Boston Metro

Local Real Estate Experts

How can you be immediately in the know about Newburyport homes for sale? Contact one of the many exceptional real estate agents from BENTLEY’S Greater Newburyport, check new listings on the the Search Real Estate tab of Newburyport.com and sign up to receive alerts about new homes for sale in Newburyport. The BENTLEY’S Greater Newburyport Real Estate Team is an independent brokerage providing extensive experience helping clients buy and sell homes on the North Shore, Southern New Hampshire and down to Boston. BENTLEY’S has been the top producing real estate team in Essex Country for the the past four years and has a very strong reputation in the Greater Newburyport community.

For most people, a home purchase or sale is the largest financial transaction they will make in their lifetime.  It is critical to work with a real estate agent and company with a proven track record.  The BENTLEY’S Greater Newburyport team has sold more homes then any other real estate team on the North Shore so they offer tremendous experience as they are familiar with every possible scenario and can recommend optimal solutions.  There are so many homes for sale. When you find the one you love you need an agent who can negotiate on your behalf and ensure that they help secure your dream home. If you are selling you are looking for someone who can help position the unique attributes of your property and help get you the highest possible price point.

Team Leader Robert Bentley is Greater Newburyport’s No. 1 Real Estate Agent for six consecutive years (2011-2016), and a Power Player for REAL Estate Talk Boston on Boston.com. Follow his team as they provide real estate reviews and share with you amazing luxury listings for sale in the Newburyport area. You can also search all MLS listings here for free, or receive an online estimate of your property with BENTLEY’S exclusive Bestimate tool.

Bentley's Real Estate

By Duncan Burns , dburns

The Biggest Financial and Non-Financial Benefits of Owning A Home

In the midst of a global pandemic, our homes have become much more than a space that provides a roof over our heads. We’ve experienced sheltering in place for several months, so having a place we can call our own has become invaluable. For many, our homes have also turned into our workspaces and even schools for our children.

Moreover, a recent survey by Gallup just ranked real estate as the best long-term investment among several options—with 41 percent of Americans seeing it as superior to stocks, gold, savings accounts, and bonds.

But unlike other investment options where the benefits are purely financial, owning a home provides both financial, non-financial, and social advantages that allow every homeowner to take great pride in. As National Homeownership Month kicks off this June, we’ll cover some of those benefits that will hopefully make you more excited to kickstart your homeownership journey, or even celebrate if you already have a place to call your own.

Building equity

Home equity refers to the value of your property that “you truly own.” It is your property’s current market value minus the amounts owed on any mortgages or liens against the property. Owning a home builds equity because equity grows with each payment you make toward your mortgage, which brings you closer to owning more of your home. It’s opposed to making monthly payments to your landlord if you’re a renter, where you will own nothing no matter how long you stay there. Performing routine maintenance on your home and other renovations that help increase its resale value is also another way to build equity.

Your home equity is a form of forced savings that is essentially part of your net worth, which means you’re preparing for your future since you can use it down the road to help you accomplish other huge financial goals.

 

Helps build a strong credit history

A mortgage is considered “good debt” so as long as you’re consistently making your monthly loan payments on time, you are showing to other lenders that you are a good borrower. This helps to build your credit and proves your credit-worthiness, which can be helpful when you may want to consider other loans in the future, such as for buying a car, remodeling your home, or getting a business loan. It’s an additional perk that many buyers may not consider at first but will prove to be beneficial later on.

 

 

Better control and stability over housing-related costs

One of the most significant financial benefits of being a homeowner, and the biggest advantage versus being a renter, is that you will have better control over your monthly housing payments. Unlike rent costs that continue to go up each year, you’ll have peace of mind knowing that your monthly mortgage payments remain relatively steady despite rising interest rates and periods of inflation, especially if you have a fixed-rate mortgage where the cost of your home is locked in for the term of your loan.

Other costs of owning a home like property taxes and insurance premiums may fluctuate, but this doesn’t typically happen as often as rising rents. You can also choose to install energy-efficient appliances and features that can help save you thousands of dollars in utility bills every year. With this kind of control, you can budget accordingly and make better short- and long-term financial decisions.

 

Tax deductions

Another financial perk of being a homeowner is that you qualify for many tax deductions and tax credits. To make it clear, a tax deduction reduces your adjusted gross income, which in turn reduces your tax liability. Meanwhile, credits represent money taken off of your tax bill.

While we won’t elaborate on them further, the most common tax deductions for homeowners include:

 

 

  • Mortgage interest

  • Points

  • Real estate taxes

  • Private Mortgage Insurance (PMI)

  • Home office deduction

  • Medically-necessary home improvements

  • Capital gains tax exclusion

On the other hand, tax credits may be available for those who were issued a Mortgage Credit Certificate (MCC). You can also check if your state offers tax credits or rebates for energy efficient-improvements you’ve made to your home.

Increased privacy and security

In the 2020 National Housing Survey from Fannie Mae, one of the top three reasons Americans value homeownership is because it helps them achieve a sense of privacy and security. Unlike when living in an apartment where you often have to deal with thin walls and be able to hear almost every move of your neighbors, you are less likely to experience this when you own a home. You are also more likely to have the same neighbors for many years, increasing trust among the community. Moreover, privacy and security were proven to have become even more valuable as we’ve dealt with the challenges of the recent health crisis.

 

Freedom and control over your living space

Owning a home means you have a space that is uniquely yours. You have the freedom to customize it to your liking; accomplish renovations to make your home look exactly how you want it. In the National Housing Survey mentioned above, 91 percent of respondents said homeownership could help them achieve control over what they do with their living space.

Many renters have rules and limitations over the color they can paint the rooms or changes they can make to the appearance of their living spaces to make it feel like home, or even against having pets. But when you own, you’re free to create the space you want and renovate how you see fit (but still within the boundaries of your homeowner’s association and local zoning rules). It’s a liberating feeling that can never be taken for granted, especially if you’ve been a long-time renter first before finally owning your space.

Increased civic participation

Unlike their renter counterparts, homeowners often settle in their area for longer periods and don’t have to worry about moving anytime soon. This in turn adds a certain degree of stability to the neighborhood. With their stronger connection to their community, homeowners are often more committed to volunteer work. They are likely to contribute to the maintenance of their properties and surrounding areas. They are also more likely to get involved in community organizations and build relationships with other people in their neighborhood, potentially leading to an overall increase in civic participation.

 

 

Pride of ownership

The feeling of accomplishment and the sense of pride that comes along with homeownership is something that can never be underestimated. In the Fannie Mae survey, 87 percent of consumers believe owning a home is important to “living the good life.” Having a place where you can settle and raise your family, make memories, celebrate holidays and other special occasions, and spend time with family and friends is an important milestone that contributes to your overall health and well-being, which ultimately leads to a better quality of life. This sense of stability and life satisfaction is the reason why homeownership continues to represent the American dream for thousands of families each year.

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